http://www.freshpatents.com/Data-processing--financial-business-practice-management-or-cost-price-determination-dtnewntc705.php USPTO Class 705 - Data processing: financial, business practice, management, or cost/price determination en-us Mon, 17 Jun 2013 13:44:40 -0700 1000 Wednesday Thursday Friday Saturday Sunday 141 31 http://www.freshpatents.com/index.php?rss=true http://www.freshpatents.com/images/freshpatentsnav_rss.gif http://www.freshpatents.com/-dt20130613ptan20130151264.php Mon, 17 Jun 2013 13:44:40 -0700 Disclosed is a mechanism to process business object IDs in inbound and outbound processing. The mechanism takes into account a mapping table, matching capabilities, number ranges, inbound error and conflict handling, inbound processing, outbound processing, initial load, and data migration.... http://www.freshpatents.com/-dt20130613ptan20130151284.php Mon, 17 Jun 2013 13:44:40 -0700 A method includes assigning, via a processor, cases to be evaluated by one or more case evaluators based on corresponding case profiles for the cases and a plurality of dynamic evaluator profiles for the one or more evaluators, wherein a dynamic evaluator profile for an evaluator includes information mined from... http://www.freshpatents.com/-dt20130613ptan20130151265.php Mon, 17 Jun 2013 13:44:40 -0700 An integrated radiation therapy charge capture system utilizes DICOM RT plan information for automatically generating medical billing codes. The system suggests billing codes based on analysis of the treatment plan and the work done. Users are allowed to change the codes and are reminded of implicit items that should be... http://www.freshpatents.com/-dt20130613ptan20130151275.php Mon, 17 Jun 2013 13:44:40 -0700 The invention provides systems and methods that allow a trial planner to visualize clinical capacity available in different geographic locations in the form of icons arranged according to geography. In certain aspects, the invention provides a display including icons depicting research capacity in a plurality of geographical areas. Each icon... http://www.freshpatents.com/-dt20130613ptan20130151270.php Mon, 17 Jun 2013 13:44:40 -0700 Systems have been devised for health management based upon genetic markers. Specifically, systems are arranged to compute genetic risk for several factors relating to metabolism and weight gain in view of various genotypes at particular markers in an individual's genome. An algorithm which depends upon these risk calculations and in... http://www.freshpatents.com/-dt20130613ptan20130151282.php Mon, 17 Jun 2013 13:44:40 -0700 A method of adjudicating a medical claim includes providing a requirements for a first claim and a second claim, receiving a medical claim for a medical procedure, setting a first score for the first claim and a second score for the second claim to an initial value, comparing components of... http://www.freshpatents.com/-dt20130613ptan20130151268.php Mon, 17 Jun 2013 13:44:40 -0700 An apparatus comprising an input interface configured to obtain information regarding a plurality of medications associated with a patient, and a processor coupled to the receiver and configured to determine whether any of the medications interact with each other. An apparatus comprising a processor configured to associate with a pharmacy... http://www.freshpatents.com/-dt20130613ptan20130151274.php Mon, 17 Jun 2013 13:44:40 -0700 A home healthcare system includes a patient monitoring device, a therapy delivery device, a local storage device, and a communication device. The patient monitoring device monitors a physiological condition of a patient in a home or home-like environment. The therapy delivery device holds a prescribed therapy for medical treatment of... http://www.freshpatents.com/-dt20130613ptan20130151272.php Mon, 17 Jun 2013 13:44:40 -0700 A method and system for scheduling home health care visits are provided. Client data for a set of clients, home health care professional data for a set of home health care professionals, and a resource schedule for the set of clients and the set of home health care professionals are... http://www.freshpatents.com/-dt20130613ptan20130151281.php Mon, 17 Jun 2013 13:44:40 -0700 Methods and systems for managing prescription liability are described. In one embodiment, a reimbursement request for filling of a prescription drug on behalf of a worker is received. The reimbursement request is identified as being associated with a claim assumer. A determination that workers' compensation patient eligibility information is available... http://www.freshpatents.com/-dt20130613ptan20130151273.php Mon, 17 Jun 2013 13:44:40 -0700 Providers may use mobile devices to access mobile drug sampling services from a drug sample promotional ecosystem. The drug sample promotional ecosystem includes a promotional orchestration engine which comprises a services engine that provides transactional responses to a provider's request, such as informational results being returned to the provider or... http://www.freshpatents.com/-dt20130613ptan20130151276.php Mon, 17 Jun 2013 13:44:40 -0700 The invention uses a database of clinical research centers to allow a trial planner to view profiles of those centers to pre-qualify centers for inclusion in a prospective clinical trial. Systems and methods of the invention operate to display clinical research capacity by using a computer system for receiving, from... http://www.freshpatents.com/-dt20130613ptan20130151271.php Mon, 17 Jun 2013 13:44:40 -0700 A system and a method are provided for care coordination in healthcare. The system consists of a network of one or more kiosks or one or more mobile devices and one or more backend healthcare information systems. The method works by retrieving the patient information from backend systems, by identifying... http://www.freshpatents.com/-dt20130613ptan20130151278.php Mon, 17 Jun 2013 13:44:40 -0700 The invention generally relates to computer-based systems for evaluating and marketing clinical trial research centers. In certain aspects, the invention provides computer-based systems for collecting information about clinical research centers. Systems include a tangible, non-transitory memory coupled to a processor operable to retrieve, based on a user's input, an identity... http://www.freshpatents.com/-dt20130613ptan20130151279.php Mon, 17 Jun 2013 13:44:40 -0700 The invention generally relates to computer-based systems for evaluating and marketing clinical trial research centers. In certain aspects, the invention provides computer-based systems for collecting information about clinical research centers. Systems include a tangible, non-transitory memory coupled to a processor operable to retrieve, based on a user's input, an identity... http://www.freshpatents.com/-dt20130613ptan20130151280.php Mon, 17 Jun 2013 13:44:40 -0700 The invention generally relates to computer-based systems for evaluating and marketing clinical trial research centers. In certain aspects, the invention provides computer-based systems for collecting information about clinical research centers. Systems include a tangible, non-transitory memory coupled to a processor operable to retrieve information identifying global networks of clinical trial... http://www.freshpatents.com/-dt20130613ptan20130151277.php Mon, 17 Jun 2013 13:44:40 -0700 The invention generally relates to computer-based systems for evaluating and marketing clinical trial research centers. In certain aspects, the invention provides computer-based systems for collecting information about clinical research centers. Systems include a tangible, non-transitory memory coupled to a processor operable to retrieve, based on a user's input, an identity... http://www.freshpatents.com/-dt20130613ptan20130151283.php Mon, 17 Jun 2013 13:44:40 -0700 A computer system for processing data related to a group benefit insurance policy issued to a policyholder to extend coverage to individual insureds who are members of a group and having a critical illness benefit includes a data storage device storing data indicative of: a plurality of categories of medical... http://www.freshpatents.com/-dt20130613ptan20130151267.php Mon, 17 Jun 2013 13:44:40 -0700 A system that is used at pharmacies where the identity of the individual purchasing medication needs to be verified. The system incorporates magnetic swipe cards that have refillable monetary amounts that are deducted every time the patient is dispensed medication. The system also incorporates fingerprint verification and facial and retinal... http://www.freshpatents.com/-dt20130613ptan20130151269.php Mon, 17 Jun 2013 13:44:40 -0700 The present solution provides a new tool to assist clients and prospects in evaluating and optimizing their use of PPO networks. The interactive analysis tool of the present solution allows you to rapidly see the impact of different network configurations based on actual experience measured against a comprehensive bill review... http://www.freshpatents.com/-dt20130613ptan20130151266.php Mon, 17 Jun 2013 13:44:40 -0700 Systems and methods for communicating and managing patient physiological data and healthcare practitioner instructions are disclosed. An example method may be implemented at a first electronic device for receiving patient physiological data. The first electronic device may also communicate the patient physiological data to a second electronic device of a... http://www.freshpatents.com/-dt20130613ptan20130151285.php Mon, 17 Jun 2013 13:44:40 -0700 Techniques for managing a patient monitoring worksheet accessible by mobile devices are supported. A system may include a central medical information management system that maintains information regarding ongoing treatment of patients. Medical professionals may use mobile devices to access and display information in a worksheet that can facilitate the tracking... http://www.freshpatents.com/-dt20130613ptan20130151286.php Mon, 17 Jun 2013 13:44:40 -0700 Prior studies associated with a patient are pre-fetched from multiple institutions and made available to a radiologist while the radiologist is viewing a series. Intelligent report generation is template driven with templates based on modality, body part, and radiologist. The template provides access to macros specific to the study as... http://www.freshpatents.com/-dt20130613ptan20130151287.php Mon, 17 Jun 2013 13:44:40 -0700 A system and method for processing insurance claims using a set of adjudication rules. The method and system comprises receiving a claim for processing, such that the received claim having claim content including a claim date. Also provided is a database configured for accessing the set of adjudication rules appropriate... http://www.freshpatents.com/-dt20130613ptan20130151288.php Mon, 17 Jun 2013 13:44:40 -0700 A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while... http://www.freshpatents.com/-dt20130613ptan20130151296.php Mon, 17 Jun 2013 13:44:40 -0700 A system and method for assigning and managing patron reservations to one or more of a plurality of attractions receive reservation requests at personal communication devices (PCDs). Reservation requests are transmitted to a computer associated with the selected attraction, which determines a proposed reservation time based on information describing the... http://www.freshpatents.com/-dt20130613ptan20130151290.php Mon, 17 Jun 2013 13:44:40 -0700 A computer-implemented method to generate travel-related data includes steps of, in response to receiving an inquiry for a multi-segment travel solution at an Inventory System of a reference travel provider, sending a request to an Inventory System of an operating travel provider, the request including Revenue Control data of the... http://www.freshpatents.com/-dt20130613ptan20130151292.php Mon, 17 Jun 2013 13:44:40 -0700 The utility of a portable consumer device is extended by allowing account holders the ability to gain entry into access-controlled venues using a portable consumer device that is associated with an account that was used to purchase the admission or tickets to the event at the access-controlled venue. Merchandise or... http://www.freshpatents.com/-dt20130613ptan20130151294.php Mon, 17 Jun 2013 13:44:40 -0700 Described are systems and methods for designing certain aspects of an event venue and for communicating information regarding the event and the event venue to others. Certain embodiments provide a dynamic seat map via which an operator can assign certain characteristics to specific seats and/or seating sections. Certain embodiments generate... http://www.freshpatents.com/-dt20130613ptan20130151295.php Mon, 17 Jun 2013 13:44:40 -0700 Described are systems and methods for designing certain aspects of an event venue and for communicating information regarding the event and the event venue to others. Certain embodiments provide a dynamic seat map via which an operator can assign certain characteristics to specific seats and/or seating sections. Certain embodiments generate... http://www.freshpatents.com/-dt20130613ptan20130151293.php Mon, 17 Jun 2013 13:44:40 -0700 Some embodiments include a reservation system for electric vehicle charging station and method of using the same as disclosed herein. Other embodiments of related systems and methods are also disclosed.... http://www.freshpatents.com/-dt20130613ptan20130151291.php Mon, 17 Jun 2013 13:44:40 -0700 A method and a system for building an on-demand aviation trip are provided. The system automatically identifies a set of service requirements and clearance requirements for a given trip, and handles tasks involved in arranging service providers for the set of service requirements to allow scheduler to self-build the trip.... http://www.freshpatents.com/-dt20130613ptan20130151289.php Mon, 17 Jun 2013 13:44:40 -0700 A computer-implemented travel reservation and booking system includes a reservation system and an inventory system coupled to an output of the reservation system to receive notifications from the reservation system. The inventory system has an output coupled with an inventory display system. The reservation system includes at least one data... http://www.freshpatents.com/-dt20130613ptan20130151297.php Mon, 17 Jun 2013 13:44:40 -0700 Techniques for analyzing effectiveness of an urban area based on traffic patterns collected from route-oriented vehicles. A process collects sequences of global positioning system (GPS) points in logs and identifies geographical locations to represent the urban area where the route-oriented vehicles traveled. The process models traffic patterns by: partitioning the... http://www.freshpatents.com/-dt20130613ptan20130151298.php Mon, 17 Jun 2013 13:44:40 -0700 Technology is described for acquiring a task and distributing the task to a service provider. The technology may include obtaining a task purchase from a customer and assigning the task to a service provider using a statistical method that considers weightings placed upon a task and weightings placed upon a... http://www.freshpatents.com/-dt20130613ptan20130151299.php Mon, 17 Jun 2013 13:44:40 -0700 A method and system that optimizes the delivery of training materials to an organization that seeks to implement an environmental management system (EMS) meeting the requirements of a standard (such as ISO 14001-2004). The system generates an optimized set of training materials for an organization based on two analyses. The... http://www.freshpatents.com/-dt20130613ptan20130151300.php Mon, 17 Jun 2013 13:44:40 -0700 An education digital reading platform collects time based user activity data and time based instruction data to generate time based views displaying a user's progress. User activity data includes any activity performed by a user on a web application displaying content from the education digital reading platform such as reading,... http://www.freshpatents.com/-dt20130613ptan20130151301.php Mon, 17 Jun 2013 13:44:40 -0700 A common collaboration tool enables advisors, their clients and other participants to interact in a coordinated manner in various areas of interest. A client authorizes selected advisors as well as other participants to view, discuss, modify and perform other operations in response to the client's request for services. A client... http://www.freshpatents.com/-dt20130613ptan20130151302.php Mon, 17 Jun 2013 13:44:40 -0700 A relationship is established between scheduled events in an electronic calendaring application. A first event is scheduled on the electronic calendaring application and at least a second event is scheduled at a user designated time interval relative to the first event. The at least a second event is automatically changed... http://www.freshpatents.com/-dt20130613ptan20130151303.php Mon, 17 Jun 2013 13:44:40 -0700 An example system defines a carbon footprint restriction type in a manufacturing process. The system may comprise a carbon equivalent computation module and a carbon footprint computation module. The carbon equivalent computation module may define a carbon equivalent base attribute for each component unit of the manufacturing process and a... http://www.freshpatents.com/-dt20130613ptan20130151304.php Mon, 17 Jun 2013 13:44:40 -0700 Methods, systems, and computer-readable media provide for generating a report indicating job availability. According to embodiments, a method for generating a report indicating job availability is provided. According to the method, a selected assignment group is displayed. A number of status messages received by a technician in the selected assignment... http://www.freshpatents.com/-dt20130613ptan20130151305.php Mon, 17 Jun 2013 13:44:40 -0700 A driver tree model represents relationships among different levers of a business and desired outcomes. The driver tree may be connected to actual data from operational systems in the business in order to capture a realistic current status of the business. Changes to the drivers in the tree may enable... http://www.freshpatents.com/-dt20130613ptan20130151306.php Mon, 17 Jun 2013 13:44:40 -0700 A system and method is provided for on-site site risk assessment and to encourage collaboration between professional disciplines related to land development and construction projects. A graphical risk analysis system is provided based on answers to interdisciplinary questions related to risks. Use of the system promotes a complete checklist of... http://www.freshpatents.com/-dt20130613ptan20130151307.php Mon, 17 Jun 2013 13:44:40 -0700 Methods and arrangements for deriving market intelligence. Guidelines for deriving mercantile intelligence are input, and social content data is mined. A map is generated which reconciles the social content data with the guidelines, and elements related to mercantile intelligence are extracted from the map. A mercantile intelligence report is output.... http://www.freshpatents.com/-dt20130613ptan20130151309.php Mon, 17 Jun 2013 13:44:40 -0700 Methods and arrangements for deriving market intelligence. Guidelines for deriving mercantile intelligence are input, and social content data is mined. A map is generated which reconciles the social content data with the guidelines, and elements related to mercantile intelligence are extracted from the map. A mercantile intelligence report is output.... http://www.freshpatents.com/-dt20130613ptan20130151308.php Mon, 17 Jun 2013 13:44:41 -0700 A lifecycle obsolescence forecasting system. The system may include a data integrator configured to receive part information for a plurality of parts. The system may include a sustainability optimizer configured to receive one or more sustainability requirements for a part in the plurality of parts. The system may include a... http://www.freshpatents.com/-dt20130613ptan20130151312.php Mon, 17 Jun 2013 13:44:41 -0700 An apparatus, method, and computer program product are disclosed for a collaborative sales campaign system. An organization contact module is configured to register an organization contact on a website. The organization contact represents the organization. A supporter module is configured to register supporters at the website for a product sales... http://www.freshpatents.com/-dt20130613ptan20130151310.php Mon, 17 Jun 2013 13:44:41 -0700 An automated method and system for individual animal electronic identification, measurement, and management of cattle in a feedlot. Through the use of a computer system integrated with individual animal identification, multiple measurement and remeasurement systems, and a handling and sorting system, animals are individually identified and measured. The computer system... http://www.freshpatents.com/-dt20130613ptan20130151311.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of the invention combine information from different data sets, such as social networks, vendor systems, and/or panels, each data set comprising statistics about past consumer behavior (e.g., product purchases). The result of the combination is a model that, when applied to statistics about purchases of a particular product, produces... http://www.freshpatents.com/-dt20130613ptan20130151313.php Mon, 17 Jun 2013 13:44:41 -0700 A method, in one embodiment, can include establishing a demand hierarchy associated with sales and operations planning data of an organization. Note that any item of the demand hierarchy is not assigned to another hierarchy group. Additionally, the method can include establishing a supply hierarchy associated with the sales and... http://www.freshpatents.com/-dt20130613ptan20130151314.php Mon, 17 Jun 2013 13:44:41 -0700 A system, method, and computer program product uses an application that allows people who have websites including a webform for making inquiries to manage communications between prospective customers and one or more sales agents. When a webform is submitted, it is routed to a special address (e.g., as an email... http://www.freshpatents.com/-dt20130613ptan20130151316.php Mon, 17 Jun 2013 13:44:41 -0700 A methodology for restoring the sustainable profitability of a business unit through operational and process re-engineering (operational turnaround), which includes the following stages: an initial assessment (i.e. financial sustainability in the absence of any operational turnaround action or infusion of funds, evaluation and prioritization of urgent needs, etc.), planning and... http://www.freshpatents.com/-dt20130613ptan20130151317.php Mon, 17 Jun 2013 13:44:41 -0700 Implementations of the present disclosure include methods for lifecycle management of services provisioned in a business network that include actions of defining a service package associated with a service, the service package being a logical representation of the service and including a plurality of artifacts, storing the service package in... http://www.freshpatents.com/-dt20130613ptan20130151315.php Mon, 17 Jun 2013 13:44:41 -0700 A driver tree represents a model that models relationships between the various drivers of a business. The driver tree and the corporate outcomes computed from the driver tree may be presented in graphical display. The driver tree model may enable managers at any level of the organization to immediately see... http://www.freshpatents.com/-dt20130613ptan20130151318.php Mon, 17 Jun 2013 13:44:41 -0700 A transit billing network is described. All commuter accounts are initially blacklisted at all entry transit readers within a transit operator system. A commuter is provided with a transit pass, linked to a mobile device. Individual commuter accounts are unblacklisted when a commuter transmits an SMS with an account number... http://www.freshpatents.com/-dt20130613ptan20130151319.php Mon, 17 Jun 2013 13:44:41 -0700 System and method for reducing electricity consumption during peak demand period is disclosed. The power distribution system comprises a power grid, a control unit and a plurality of consumption units. The consumption unit further comprises a power limiter. The control unit sends instructions through a communication network to consumption units... http://www.freshpatents.com/-dt20130613ptan20130151320.php Mon, 17 Jun 2013 13:44:41 -0700 A payment system enables making purchases for a token fee. A customer is offered a choice of making a purchase at a regular price or taking a chance to make the purchase for an additional nominal fee. The nominal purchase or participation fee is determined based on the purchase price... http://www.freshpatents.com/-dt20130613ptan20130151321.php Mon, 17 Jun 2013 13:44:41 -0700 A customer incentive reward card matching method that allows a merchant or affiliation of merchants to create incentive, retention,, and marketing methods for a customer by providing the customer with a reward card that has a matching value to the customer's initial purchase price. The reward card is designed to... http://www.freshpatents.com/-dt20130613ptan20130151322.php Mon, 17 Jun 2013 13:44:41 -0700 Described is a technology by which an incentive manager uses a portion of an interactive window associated with online commerce to provide incentives related to user of payment instruments. Upon detecting interaction with a set of displayed incentives corresponding to user-indicated payment options, an information input mechanism for collecting information... http://www.freshpatents.com/-dt20130613ptan20130151323.php Mon, 17 Jun 2013 13:44:41 -0700 A computing apparatus is configured to receive, from a transaction handler of a payment network, an authorization request for a payment transaction. The authorization request identifies a full transaction amount, as well as information identifying the merchant and the cardholder involved in the transaction. The computing apparatus is configured to... http://www.freshpatents.com/-dt20130613ptan20130151324.php Mon, 17 Jun 2013 13:44:41 -0700 A member profile website that acknowledges and/or identifies owners of verified as authentic designer goods; and whose registered members are verified owners of authentic designer handbags, apparel, jewelry, and/or accessories—for the purpose of negatively impacting the counterfeit goods industry and identifying and acknowledging buyers of authentic designer goods, thus exposing... http://www.freshpatents.com/-dt20130613ptan20130151325.php Mon, 17 Jun 2013 13:44:41 -0700 A method and system of facilitating and expediting a Transaction between a Merchant and a Patron of the Merchant is provided. In one embodiment of the invention, a Patron who has previously registered their loyalty account to receive Incentive Rewards for completing the Transaction and to allow the transfer of... http://www.freshpatents.com/-dt20130613ptan20130151326.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of the present disclosure are related to methods, apparatuses, and articles associated with mutually supportive social networking and online advertising. In embodiments, a method may include facilitating a user of a social network in interacting with social media contributed by other users. The user's interaction may be monitored, and... http://www.freshpatents.com/-dt20130613ptan20130151327.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of the invention are directed to an interactive rewards computing system for facilitating usage of rewards points for obtaining rewards. The system may include a computer memory storing a digital rewards magazine, the digital rewards magazine comprising a personalized introductory account page providing access to a number of rewards... http://www.freshpatents.com/-dt20130613ptan20130151328.php Mon, 17 Jun 2013 13:44:41 -0700 According to one embodiment, an article sales data processing apparatus includes a display unit which displays a registration screen, and a control unit which displays an editing screen for sales data of an article selected from among articles sold in one transaction on the display unit, the editing screen including... http://www.freshpatents.com/-dt20130613ptan20130151329.php Mon, 17 Jun 2013 13:44:41 -0700 Disclosed is a method of marketing to a prospective customer comprises: creating an offer for submittal to the prospective customer; enabling the prospective customer to access and retrieve at least one of a coupon, a barcode, a data matrix code, a partial numbering sequence, and a password related to the... http://www.freshpatents.com/-dt20130613ptan20130151330.php Mon, 17 Jun 2013 13:44:41 -0700 In some embodiments, a method includes defining a directed acyclic graph that models a social network. The directed acyclic graph can have a set of alteration nodes that collectively define a joint probability. The method also includes predicting an outcome associated with a proposed alteration with the social network based... http://www.freshpatents.com/-dt20130613ptan20130151331.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for adaptive learning of at least one advertisement behavior. The method comprises receiving electronically at least one advertisement and associated metadata from a client node over a network; continuously monitoring the behavior of the at least one advertisement; analyzing the performance of the at least one... http://www.freshpatents.com/-dt20130613ptan20130151332.php Mon, 17 Jun 2013 13:44:41 -0700 An ad publishing system provides ads of an advertiser's advertising campaign to a target group specified by initial targeting criteria. The publishing system evaluates results of advertising metrics for various segments of the target group based on user reactions to the initial presentation of the ads. Based on the advertising... http://www.freshpatents.com/-dt20130613ptan20130151333.php Mon, 17 Jun 2013 13:44:41 -0700 Analysis of mental states is provided in order to enable data analysis pertaining to affect-based evaluation of advertisement effectiveness. Advertisements can have various objectives, including entertainment, education, awareness, persuasion, startling, or a drive to action. Data, including facial information, is captured for an individual viewer or group of viewers. Physiological... http://www.freshpatents.com/-dt20130613ptan20130151334.php Mon, 17 Jun 2013 13:44:41 -0700 Methods, computer systems, and computer-readable storage media for modifying an advertising bid for delivering behaviorally-targeted advertising based on affinity scores are provided. A set of affinity scores associated with users belonging to a behavioral targeting segment is received. A bid adjustment factor is dynamically calculated based on a first affinity... http://www.freshpatents.com/-dt20130613ptan20130151335.php Mon, 17 Jun 2013 13:44:41 -0700 A wireless smart shopping framework is disclosed. An operator of a retail premises provides displays of products in a product display portion of a retail premises to enable shoppers to view features of the products, but the products are stored in an inventory portion of the retail premises that is... http://www.freshpatents.com/-dt20130613ptan20130151336.php Mon, 17 Jun 2013 13:44:41 -0700 A method, system and program product comprises capturing a conversation in an electronic format. At least one individual, engaged in the conversation, possesses an electronic device being configured to be operable for listening to the conversation. The captured conversation is converted into a representation of words comprised in the conversation.... http://www.freshpatents.com/-dt20130613ptan20130151337.php Mon, 17 Jun 2013 13:44:41 -0700 A computer system, computer program, and related methods product for selecting one or more targeted advertisements to be displayed along with a set of search results. In general, a computer system and database storage system store one or more campaigns associated with a set of documents and at least one... http://www.freshpatents.com/-dt20130613ptan20130151338.php Mon, 17 Jun 2013 13:44:41 -0700 A method, within a computer hardware system, includes the following. A first functional marketing element associated with a second entity is inserted within a first website associated with a first entity. A second functional marketing element associated with the first entity is reciprocally inserted within a second website associated with... http://www.freshpatents.com/-dt20130613ptan20130151339.php Mon, 17 Jun 2013 13:44:41 -0700 Computer-readable media, computer systems, and computing devices for enabling a user to view content related to an item within media content is provided. In one embodiment, a tagging gesture that indicates a user interest in an item presented within media content displayed to the user is detected. Such a tagging... http://www.freshpatents.com/-dt20130613ptan20130151340.php Mon, 17 Jun 2013 13:44:41 -0700 The present invention relates to an apparatus, a method and a computer program product for automatically inserting advertisements into a media stream, wherein subscription information which specifies categories of advertisements to be scheduled for insertion is stored and a category of a target advertisement is determined. Based on the result... http://www.freshpatents.com/-dt20130613ptan20130151343.php Mon, 17 Jun 2013 13:44:41 -0700 A mobile handset device determines a physical activity performed by a user based on local sensor data. The local sensor data can include sensors within the mobile handset device and local sensors in communication with the mobile handset device. The mobile handset device provides an indicator of the physical activity... http://www.freshpatents.com/-dt20130613ptan20130151341.php Mon, 17 Jun 2013 13:44:41 -0700 Methods for sending interactive promotion information used between a portable device and a multimedia device are provided. The multimedia device stores a plurality of multimedia information and corresponding promotion information. The portable device is connected to the multimedia device of a specific place through a communication network. The portable device... http://www.freshpatents.com/-dt20130613ptan20130151342.php Mon, 17 Jun 2013 13:44:41 -0700 A cross-promotion system that controls promotion between video game makers in an online video game community is described. A video game user operates an instance of a video game on a computing device. Information about the operation of the video game and/or the video game user is transmitted to a... http://www.freshpatents.com/-dt20130613ptan20130151344.php Mon, 17 Jun 2013 13:44:41 -0700 Electronic receipts arising from transactions processed at a card transaction processing system are captured and stored at the processing system for subsequent access by merchants and cardholders. Advertisements and promotional offers may be placed on the electronic receipts for viewing by a cardholder when the receipts are accessed.... http://www.freshpatents.com/-dt20130613ptan20130151348.php Mon, 17 Jun 2013 13:44:41 -0700 A method for generating an influence commerce network that facilitates to identify targeted users for promotion of products is provided. The method enables generating a product network using data related to products in an ecommerce website. The generated product network represents product-product links which represent relationship between related products from... http://www.freshpatents.com/-dt20130613ptan20130151346.php Mon, 17 Jun 2013 13:44:41 -0700 An advertising system provides online advertisements to users of an online system, where portions of the advertisements are redacted if served to users who are underage. The system includes a data store, which stores advertisements that have a plurality of components. When a user is to be served an advertisement,... http://www.freshpatents.com/-dt20130613ptan20130151345.php Mon, 17 Jun 2013 13:44:41 -0700 In one embodiment, a social authority score associated with a user is determined, where the social authority score indicates a level of social influence of the user. One of a plurality of advertisements is identified based, at least in part, upon the social authority score associated with the user. The... http://www.freshpatents.com/-dt20130613ptan20130151347.php Mon, 17 Jun 2013 13:44:41 -0700 A social networking system includes a question and answer system that allows questions to be associated with social networking system objects. A question is received from a questioning user. A question term is identified, and an object associated with the question term is identified. The identified object is then associated... http://www.freshpatents.com/-dt20130613ptan20130151349.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods are disclosed for personalizing interaction between an information/service/product provider using a knowledge management (KM) system that tracks data exchanged between users and the provider over multiple communication channels. User requests to an information/service/product provider can made via multiple different channels, such as by using ATMs, PDAs, cell... http://www.freshpatents.com/-dt20130613ptan20130151351.php Mon, 17 Jun 2013 13:44:41 -0700 A system for dynamically playing information using conventional feeds and ad-hoc feeds to produce “playable” content includes a device that executes a player engine, the player engine collecting, combining and sequencing items to play based on selection criteria and device context, of text, image, video content by parsing selective tags,... http://www.freshpatents.com/-dt20130613ptan20130151350.php Mon, 17 Jun 2013 13:44:41 -0700 Ad segments on a Web page are filled with ads that are served by a service provider operating between a user computer and publisher on one end and multiple ad serving entities on the other. The service provider implements a bidding process for the ad segment. The winning ad serving... http://www.freshpatents.com/-dt20130613ptan20130151353.php Mon, 17 Jun 2013 13:44:41 -0700 A method and system for providing a content object is disclosed with an in-stream ad unit inserted into the content object for a content object player. The content object is audio and/or video. The processed content object is downloaded or streamed to the content object player. A method for content... http://www.freshpatents.com/-dt20130613ptan20130151352.php Mon, 17 Jun 2013 13:44:41 -0700 A system for shopping includes, an Internet-connected server, and software executing on the server from a non-transitory physical medium, the software providing a first function for embedding, upon request, a machine-readable code into the source code of a remote webpage, the machine-readable code specifying a link to video player software... http://www.freshpatents.com/-dt20130613ptan20130151354.php Mon, 17 Jun 2013 13:44:41 -0700 A method, within a computer hardware system, includes the following. An image is received from a first entity. A first website associated with the first entity is generated based upon input provided by the first entity. A second website associated with a second entity is generated based upon input provided... http://www.freshpatents.com/-dt20130613ptan20130151357.php Mon, 17 Jun 2013 13:44:41 -0700 One variation of a method for enabling group food orders includes: receiving a food order from a order coordinator, the food order specifying a payment source and a group of participants; prompting each participant to select an alternative food item from a menu of available food items; for each participant,... http://www.freshpatents.com/-dt20130613ptan20130151355.php Mon, 17 Jun 2013 13:44:41 -0700 A method of fulfilling an order may include receiving identifying information associated with a user, receiving delivery information, displaying one or more cuisine types available for ordering, receiving a selection of one of the one or more cuisine types, displaying one or more food types associated with the selected cuisine... http://www.freshpatents.com/-dt20130613ptan20130151356.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for deciding how a group of restaurant customers should be charged are provided. The system's components include an electronic device that is physically associated with a table, a radio-frequency (“RF”) receiver associated with one or more of a plurality of dishes, a RF receiver associated with a... http://www.freshpatents.com/-dt20130613ptan20130151358.php Mon, 17 Jun 2013 13:44:41 -0700 One or more instances of virtual point-of-sale (POS) devices are established in the cloud for use by customers at a physical merchant location. The customers may provide payment information and an indication of the good or service they wish to purchase by using a mobile computing device at the merchant's... http://www.freshpatents.com/-dt20130613ptan20130151359.php Mon, 17 Jun 2013 13:44:41 -0700 An authentication system is provided that authenticates a member using the member's mobile terminal. The authentication system includes a mobile terminal, a shop computer, and a head office server. The head office server includes an authentication unit. The authentication unit compares member identification information read by the shop computer with... http://www.freshpatents.com/-dt20130613ptan20130151360.php Mon, 17 Jun 2013 13:44:41 -0700 Methods and systems are provided for loading money from a gift card into a digital wallet. The transfer can be done at a point of sale (POS), such as during a purchase of the gift card. The digital wallet can be a digital wallet of a user who is purchasing... http://www.freshpatents.com/-dt20130613ptan20130151365.php Mon, 17 Jun 2013 13:44:41 -0700 A method for multi-selection gifting, including identifying a mufti-selection gift, the mufti-selection gift comprising (i) a gift recipient, (ii) a plurality of gift choices, each gift choice being either an individual item of merchandise or a group of items of merchandise, and (iii) a designated maximum cost of gift choices... http://www.freshpatents.com/-dt20130613ptan20130151363.php Mon, 17 Jun 2013 13:44:41 -0700 A data fulfillment system is described herein that identifies data needs of data marketplace consumers and actively seeks out and attempts to fulfill those needs by adding new data and data providers to the marketplace. After a user enters a search, the system captures the search term(s). If no matching... http://www.freshpatents.com/-dt20130613ptan20130151361.php Mon, 17 Jun 2013 13:44:41 -0700 A ring including a shank having platforms at predetermined locations on an outer surface of the shank, where the platforms identify preferred positions for setting gemstones.... http://www.freshpatents.com/-dt20130613ptan20130151364.php Mon, 17 Jun 2013 13:44:41 -0700 The present invention relates to a system and method for interacting with digital media that permits creating, editing, combining, producing, and using digital media content. In one aspect of the invention, these features are implemented using a “virtual container” or unit that contains structured information. This structured information includes the... http://www.freshpatents.com/-dt20130613ptan20130151362.php Mon, 17 Jun 2013 13:44:41 -0700 This invention relates to a system and method of express purchasing comprising a receptacle for holding items for purchase; a scaling area capable of weighing said receptacle before items are placed inside and after shopping for items is complete; means for identifying items for purchase; means for remote purchasing; and... http://www.freshpatents.com/-dt20130613ptan20130151373.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for supporting regulatory requirements for the distribution of controlled and non-controlled items such as, for example, non-controlled prescriptions (Rx), medical devices, and controlled substances in countries such as the United States and Canada, are provided. The systems and methods incorporate a license verification module that is configured... http://www.freshpatents.com/-dt20130613ptan20130151366.php Mon, 17 Jun 2013 13:44:41 -0700 A mobile application to conduct an auction based on physical presence is provided. The mobile application may be provided by a system comprising one or more modules. A notification module may identify an item to be sold at an auction. If a pre-auction window time period has arrived, the notification... http://www.freshpatents.com/-dt20130613ptan20130151374.php Mon, 17 Jun 2013 13:44:41 -0700 A dealer-to-dealer social marketplace platform for aggregating item inventories and providing the items to potential buyers, sellers, dealers, traders, wholesalers, and/or retailers is provided. Dealers, buyers, and/or other users of the platform may create groups of other platform users to facilitate social and/or trusted networks for viewing and/or exchanging items... http://www.freshpatents.com/-dt20130613ptan20130151367.php Mon, 17 Jun 2013 13:44:41 -0700 Computer-implemented methods and systems of providing a volume and revenue maximizing retail sales platform is provided. In some embodiments, a sales offering of one or more comparable items associated with a vendor(s) is transmitted, by a network server, to a plurality of potential buyers. Purchase offers are received from each... http://www.freshpatents.com/-dt20130613ptan20130151375.php Mon, 17 Jun 2013 13:44:41 -0700 A network commerce system comprises a product sale listing searchable by a consumer and comprising one or more products provided by a third-party. A lead tracking module is operable to track consumer leads provided to the third-party vendor. A communications module enables the consumer and third-party vendor to communicate; and... http://www.freshpatents.com/-dt20130613ptan20130151376.php Mon, 17 Jun 2013 13:44:41 -0700 A method of processing a product order is disclosed. The method includes receiving a product order from a consumer and selecting a fulfiller to fulfill the product order. A system for processing a product order is also disclosed.... http://www.freshpatents.com/-dt20130613ptan20130151378.php Mon, 17 Jun 2013 13:44:41 -0700 Sellers can, anonymously to buyers if they choose, expose to potential buyers a property that is or may be for sale, with or without a sales price or listing agreement, with as little or as much description of their property as the sellers wish to provide. Potential buyers can identify... http://www.freshpatents.com/-dt20130613ptan20130151377.php Mon, 17 Jun 2013 13:44:41 -0700 A media store server provides customers' digital information devices with a catalog of multimedia content available from servers of multiple vendors. To provide a unified catalog for the store, the multimedia contents are grouped according to descriptive texts. A descriptive text for a multimedia content item or file is obtained... http://www.freshpatents.com/-dt20130613ptan20130151370.php Mon, 17 Jun 2013 13:44:41 -0700 An interactive system enables users to generate and submit lists of items (e.g., products selected from an electronic catalog) for viewing by other users. The user-generated lists are selectively suggested to users of the system based (or based in part) on ratings of the user-generated lists. These ratings may, for... http://www.freshpatents.com/-dt20130613ptan20130151368.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for recommending third party products and services. The method includes the steps of ranking the third party products and services based on one or more factors, and generating a user profile based on one or more user-related factors. Next, the method determined appropriate third party products and... http://www.freshpatents.com/-dt20130613ptan20130151369.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for recommending third party products and services. The method includes the steps of ranking the third party products and services based on one or more factors, and generating a user profile based on one or more user-related factors. Next, the method determined appropriate third party products and... http://www.freshpatents.com/-dt20130613ptan20130151371.php Mon, 17 Jun 2013 13:44:41 -0700 A system, a method, and a computer program product for rental of items are disclosed. An item in the plurality of items can be selected. At least one parameter relating to the selected item and including at least a type of the selected item can be determined. A determination can... http://www.freshpatents.com/-dt20130613ptan20130151380.php Mon, 17 Jun 2013 13:44:41 -0700 In an advanced ordering system, customers enter their orders using a website or application and transfer their order data to a mobile device such as a smartphone, memory chip, GPS, RFID tag or similar capture device. At a merchant, the order data is transmitted from the mobile device to an... http://www.freshpatents.com/-dt20130613ptan20130151379.php Mon, 17 Jun 2013 13:44:41 -0700 A method of manufacturing and delivery of a framed picture includes acquiring a digital picture with a user device; selecting a frame type for framing the acquired digital picture using the user device; sending the digital picture and frame selection from the user device to a manufacturer system; acquiring delivery... http://www.freshpatents.com/-dt20130613ptan20130151372.php Mon, 17 Jun 2013 13:44:41 -0700 An apparatus and method are provided herein for a plurality of users to barter, exchange, or trade goods and/or services with each other. One item may be exchanged for one or more items in a given barter transaction. Conversely a plurality of items may be exchanged for another plurality of... http://www.freshpatents.com/-dt20130613ptan20130151381.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods that facilitate sales of products are discussed herein. Such a system can include an inventory integration component that can receive information related to each of one or more inventories associated with one or more retailers and can create a master inventory comprising the information related to each... http://www.freshpatents.com/-dt20130613ptan20130151382.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for modeling articles of clothing includes a database having representation of an article of clothing and associated movement parameters characterizing motion flow of the article of clothing on a person in motion, and an image generator configured to generate a representative image of a person in... http://www.freshpatents.com/-dt20130613ptan20130151384.php Mon, 17 Jun 2013 13:44:41 -0700 A method begins by storing payment request data, which, for a client, includes a payables profile and an accounts payable data file. The method continues by receiving payment remittance information subsequent to initiation of a payment in accordance with the payment request data. The method continues by storing the payment... http://www.freshpatents.com/-dt20130613ptan20130151383.php Mon, 17 Jun 2013 13:44:41 -0700 A system for automatically recommending treatments for delinquent accounts in collections is provided. The system includes one or more sub-models for analyzing and scoring delinquent accounts and comparing them to historical accounts to identify similar historical accounts. The system can select and recommend one or more treatments for the delinquent... http://www.freshpatents.com/-dt20130613ptan20130151385.php Mon, 17 Jun 2013 13:44:41 -0700 A plurality of consumer accounts are stored in a data store before being activated by consumers, each having a first pass code and a first PAN or other consumer account identifier. A data exchange module receives an SMS message including a second pass code and extracts a first phone number... http://www.freshpatents.com/-dt20130613ptan20130151387.php Mon, 17 Jun 2013 13:44:41 -0700 The Account Transaction Record Information of a financial institution and Supplementary Information are imported, and the Account Transaction Record Information and the Supplementary Information are linked to generate Deposit Source/Withdrawal Destination Linking Information in which the name and category of the deposits/withdrawals are defined. Subsequently, balance information for each account... http://www.freshpatents.com/-dt20130613ptan20130151386.php Mon, 17 Jun 2013 13:44:41 -0700 A method for providing access to a service using a network is implemented by establishing an agreement between an enterprise and a network service provider administering a network. Based on establishing the agreement, information is received from the network service provider on network resources configured to enable access to the... http://www.freshpatents.com/-dt20130613ptan20130151388.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods are provided to generate information indicative of the opportunity to provide offers to affluent account holders, based on transaction data recording the transactions in the accounts of the account holders. The opportunity information may not be indicative of the actual overall spending level of the account holders.... http://www.freshpatents.com/-dt20130613ptan20130151438.php Mon, 17 Jun 2013 13:44:41 -0700 A rule-based signal-driven algorithmic index and associated financial products for generating returns by trading the relative performance of the short-term of an implied volatility curve for a stock index versus a medium-term of the same implied volatility curve, as tracked by a short-term index and a medium-term index, respectively, based... http://www.freshpatents.com/-dt20130613ptan20130151437.php Mon, 17 Jun 2013 13:44:41 -0700 Systems, apparatus, interfaces, methods, and articles of manufacture that provide for an underwriting product portal such as, for example, an online portal that provides bond and/or other underwriting product pricing, sales, and/or management services.... http://www.freshpatents.com/-dt20130613ptan20130151439.php Mon, 17 Jun 2013 13:44:41 -0700 An interactive query-based system provides user-specific, location-based, comprehensive tax burdens, based upon a taxable entity financial profile, for all locations in any user-designated geographical region. The system rank-orders the results of the user's query, and displays the data in a tabular format and/or geospatially in the form of a “heat... http://www.freshpatents.com/-dt20130613ptan20130151389.php Mon, 17 Jun 2013 13:44:41 -0700 An automated trading exchange having integrated quote risk monitoring and quote modification services. An apparatus is implemented using at least one computer configured to receive orders and quotes, wherein specified ones of the quotes are contained in a quote group, and have associated trading parameters such as a risk threshold.... http://www.freshpatents.com/-dt20130613ptan20130151391.php Mon, 17 Jun 2013 13:44:41 -0700 A system, computer-readable storage medium storing at least one program, and a computer-implemented method for delaying execution of financial transactions. A first message including data for a first financial transaction is received, the first message being uncorrupted. A first trading symbol that is a target of the first financial transaction... http://www.freshpatents.com/-dt20130613ptan20130151394.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for displaying a plurality of profit and risk related indicators are described. A graphical interface displays and dynamically updates a plurality of profit/loss (P/L) indicators including a realized, net, and open indicator. The net and open indicators are based on a trader's net position and a... http://www.freshpatents.com/-dt20130613ptan20130151393.php Mon, 17 Jun 2013 13:44:41 -0700 A system and methods for dynamically changing a trade order quantity in an electronic trading environment are described herein. According to one example embodiment, an automated trading tool determines if a leaned on quantity of a trading strategy has increased or decreased and if so, dynamically changing a desired order... http://www.freshpatents.com/-dt20130613ptan20130151395.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for optimizing the frequency of market information updates in an electronic trading environment are described herein. According to one example embodiment, by optimizing the frequency of market information updates, the burden on the client device to update the graphical user interface may be reduced, while still... http://www.freshpatents.com/-dt20130613ptan20130151392.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for generating and displaying annotations in relation to one or more prices corresponding to trader-related or market related events are described. In one embodiment, a trader may enter an annotation to be displayed in relation to one or more price levels. Alternatively, a trader may configure... http://www.freshpatents.com/-dt20130613ptan20130151390.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for anonymous electronic trading that allow a trader to hide his or her identity and inhibit trading interactions are provided. Using these systems and methods, a trader can, using various trading interfaces, control a level of trading anonymously and configure warnings that are provided to protect against... http://www.freshpatents.com/-dt20130613ptan20130151396.php Mon, 17 Jun 2013 13:44:41 -0700 Various systems and methods for trade order processing in an electronic trading environment are provided. The order processing includes initiating a first thread of instructions at a computing device to send a first trade order onto an electronic exchange. However, if one or more trade orders are identified during the... http://www.freshpatents.com/-dt20130613ptan20130151397.php Mon, 17 Jun 2013 13:44:41 -0700 Provided are methods and systems for coordinating a loan between a lender and a borrower. The methods and systems can provide enhanced offers by way of a Best Offer Strategy and Standardized Presentation of offers to borrowers. Also provided is a computerized business-to-business operations management system (a “portal”) centered around... http://www.freshpatents.com/-dt20130613ptan20130151398.php Mon, 17 Jun 2013 13:44:41 -0700 There is provided a method for portfolio risk management. The method includes (a) updating a transaction database with data relating to an operation of an entity, (b) synchronizing a reporting database to the transaction database, where the synchronizing comprises copying the data from the transaction database to the reporting database,... http://www.freshpatents.com/-dt20130613ptan20130151399.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for upgrading existing credit cards with additional lines of credit is disclosed. Credit information associated with customers holding credit cards issued by a credit card issuer are analyzed to determine a level of risk associated with each customer. One or more extra line of credit may... http://www.freshpatents.com/-dt20130613ptan20130151400.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of the present invention are directed to a centralized trusted service manager system in the form of a trusted service manager interconnectivity service hub, which facilitates and provides communications between entities involved I mobile contactless payment systems. One embodiment is directed to a method for processing a message related... http://www.freshpatents.com/-dt20130613ptan20130151401.php Mon, 17 Jun 2013 13:44:41 -0700 A method and system for facilitating the redemption of gift cards are described. The method includes linking a gift card issued by a merchant to a user account, receiving a payment request from the user, processing the payment request so that the merchant is paid with funds in the account,... http://www.freshpatents.com/-dt20130613ptan20130151403.php Mon, 17 Jun 2013 13:44:41 -0700 An access management system for managing network access of an end-user to one or more online content sources of a number of content providers. The system comprises a content proxy unit that stores the concealed addresses of the content sources. The content proxy unit is designed to receive a request... http://www.freshpatents.com/-dt20130613ptan20130151404.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method providing a borrowing scheme. The method comprises the steps of: establishing an interest-free revolving amount or account using the computer processor; establishing a periodic payment for maintaining the interest-free revolving amount or account using the computer processor; and automatically revising the interest-free revolving amount or account... http://www.freshpatents.com/-dt20130613ptan20130151402.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for electronic payment using a mobile device for billing to a subscriber account. A purchaser (also referred to herein as a “subscriber”) who has an account with a service provider for services unrelated to the purchase, engages a merchant in a transaction using a purchaser mobile device.... http://www.freshpatents.com/-dt20130613ptan20130151406.php Mon, 17 Jun 2013 13:44:41 -0700 An electronic transaction system, comprising bearer bond means for providing an online electronic bearer bond having a monetary value, transaction means for performing monetary transactions with said bearer bond means, and network means for providing user access to said bearer bond means and said transaction means. A method and system... http://www.freshpatents.com/-dt20130613ptan20130151405.php Mon, 17 Jun 2013 13:44:41 -0700 A system for processing mobile payment transactions is described, the system includes a mobile electronic device having a mobile wallet module for initiating payment transactions from a mobile payment account associated with a payment service provider and operable to communicate with the payment service provider via a data network to... http://www.freshpatents.com/-dt20130613ptan20130151408.php Mon, 17 Jun 2013 13:44:41 -0700 A payment system computer receives a request for a funds transfer from a sender to a recipient. The payment system computer routes a request to authorize funding of the funds transfer to a first financial institution. The payment system computer receives an authorization response that includes sender information that satisfies... http://www.freshpatents.com/-dt20130613ptan20130151407.php Mon, 17 Jun 2013 13:44:41 -0700 A currency dispense and control system (CDCS) for securely dispensing paper currency in multiple modes: (1) an ATM system and (2) a currency control system that allows a merchant or merchant-approved employee to withdraw cash from the CDCS independent of a standard ATM electronic fund transfer (EFT) network. The CDCS... http://www.freshpatents.com/-dt20130613ptan20130151409.php Mon, 17 Jun 2013 13:44:41 -0700 A method for intermediating communications with an automated system includes receiving, at an intermediating device that implements an intermediating communication application, an instruction to complete a transaction request on behalf of a user. The method also includes determining, by the intermediating communication application on the intermediating device, a destination system... http://www.freshpatents.com/-dt20130613ptan20130151411.php Mon, 17 Jun 2013 13:44:41 -0700 A method and system for activating a user account and digitally securing electronic transactions is disclosed. The method and system includes the steps providing a code and PIN, requesting the PIN, transmitting the PIN and code together to an authentication server, authenticating the code and PIN, flagging a status of... http://www.freshpatents.com/-dt20130613ptan20130151415.php Mon, 17 Jun 2013 13:44:41 -0700 A financial transaction authentication server includes a wireless network interface that is configured to receive fund transfer requests from a buyer via a wireless communications terminal, a wireless terminal location module that is configured to identify the respective locations of the buyer and a seller, and a transaction authorization processor... http://www.freshpatents.com/-dt20130613ptan20130151410.php Mon, 17 Jun 2013 13:44:41 -0700 A financial transaction processing system receives a limiting instruction from an owner of an account. The limit is applied to subsequent proposed transactions involving the account, and if the limit is violated, the transaction may be declined or terminated.... http://www.freshpatents.com/-dt20130613ptan20130151414.php Mon, 17 Jun 2013 13:44:41 -0700 Making a payment using a payment plug-in is disclosed, including: receiving a payment request from a device; receiving an indication that the payment plug-in is not installed at the device; determining that the device has received the payment plug-in, wherein the payment plug-in is configured to be installed at the... http://www.freshpatents.com/-dt20130613ptan20130151412.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for handling a road-use-dependent communication, such as a financial transaction, the execution of an overtaking maneuver is sensed and on the basis of the overtaking maneuver which has been performed a financial transaction is executed by an overtaking road user for an overtaken road user.... http://www.freshpatents.com/-dt20130613ptan20130151413.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods for controlling and/or authorizing payment transaction are described which may facilitate verification that payment transactions initiated with a payment token of a user are in fact vetted by user-configured rules. According to some examples, a method for controlling payment transactions may include storing a firs and second... http://www.freshpatents.com/-dt20130613ptan20130151417.php Mon, 17 Jun 2013 13:44:41 -0700 The DYNAMIC WIDGET GENERATOR APPARATUSES, METHODS AND SYSTEMS (“DWG”) transforms developer credentials, codes and parameter inputs via DWG components into buy widgets, payment acceptance and purchase transaction outputs. In one embodiment, the DWG may facilitate obtaining a plurality of authentication parameters and widget customization parameters. The DWG may authenticate a... http://www.freshpatents.com/-dt20130613ptan20130151416.php Mon, 17 Jun 2013 13:44:41 -0700 A method for delivering information to a targeted group of users includes establishing a network that includes a plurality of users and a plurality of entities being connected with each other based on the interest of the users in the entities; searching for a targeted group of users who match... http://www.freshpatents.com/-dt20130613ptan20130151418.php Mon, 17 Jun 2013 13:44:41 -0700 A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds that have been paid by a second party. The request includes an encrypted indication of an account number that corresponds to... http://www.freshpatents.com/-dt20130613ptan20130151419.php Mon, 17 Jun 2013 13:44:41 -0700 Validation data, such as an image selected by a merchant, is rendered on a mobile device of a customer to provide the merchant confirmation that payment for an item submitted through the mobile device of the customer was in fact received by the merchant. The merchant may establish an account... http://www.freshpatents.com/-dt20130613ptan20130151420.php Mon, 17 Jun 2013 13:44:41 -0700 A computer program product for managing projects online, including managing an Approved Project Plan having an Overview plan and Detailed plans which may be viewed and modified or only viewed, depending on clearance type.... http://www.freshpatents.com/-dt20130613ptan20130151421.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of this invention relate generally to updating a project plan in accordance with an input. A user may have a limited set of privileges to update the project plan compared to a manager. The manager may provide a threshold value relating to a type of change that may be... http://www.freshpatents.com/-dt20130613ptan20130151422.php Mon, 17 Jun 2013 13:44:41 -0700 Automatically rendering a new valuation for a subject based on real-time property characteristic alterations or manipulations using a comparable selection model. A user alters one or more property characteristics for the subject and the comparable selection model determines a ranked listing of comparable properties for the subject in a given... http://www.freshpatents.com/-dt20130613ptan20130151423.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods that provide for valuing data are discussed herein. These systems and methods can provide for determining an initial measure of value of the data asset and calculating a baseline monetary ratio based at least in part on the initial measure of value. Additionally, the innovation can include... http://www.freshpatents.com/-dt20130613ptan20130151424.php Mon, 17 Jun 2013 13:44:41 -0700 Embodiments of methods and systems for generating and sharing information among a plurality of registered subscribers are generally described herein. Embodiments of methods and systems for ranking members of a group are generally described herein. Embodiments of methods for reviewing a plurality of patent documents are generally described herein.... http://www.freshpatents.com/-dt20130613ptan20130151425.php Mon, 17 Jun 2013 13:44:41 -0700 In accordance with a computer-implemented approach and computer system, user conducts a search for real estate properties using natural language and has the ability to buy or rent real property online using unique functionalities not available in prior art. A “Natural Search” approach allows user to conduct an online search... http://www.freshpatents.com/-dt20130613ptan20130151426.php Mon, 17 Jun 2013 13:44:41 -0700 An apparatus and method for labeling products may be applied to vehicle labeling, where complying with legal requirements of one jurisdiction may otherwise violate legal requirements within a second jurisdiction. Label content, format, and placement on vehicles, as imposed by federal law, creates a visual obstruction in violation of state... http://www.freshpatents.com/-dt20130613ptan20130151427.php Mon, 17 Jun 2013 13:44:41 -0700 An apparatus and method for labeling products may be applied to vehicle labeling, where complying with legal requirements of one jurisdiction may otherwise violate legal requirements within a second jurisdiction. Label content, format, and placement on vehicles, as imposed by federal law, creates a visual obstruction in violation of state... http://www.freshpatents.com/-dt20130613ptan20130151428.php Mon, 17 Jun 2013 13:44:41 -0700 Various embodiments of systems and methods for inspecting commodities and providing an evaluation proposal in real-time in an integrated information management system are disclosed herein. The method includes configuring (110) one or more events recorded in the inspection system as an inspection trigger. The inspection trigger is set-off (120) in... http://www.freshpatents.com/-dt20130613ptan20130151429.php Mon, 17 Jun 2013 13:44:41 -0700 According to an embodiment, a computing system includes at least one computing device including a processor configured to use a logistic regression model to provide an indication of a relationship between a user's position within an enterprise and how the user interacts with other users of an enterprise social network.... http://www.freshpatents.com/-dt20130613ptan20130151430.php Mon, 17 Jun 2013 13:44:41 -0700 The present invention is a computer-implemented system and method for creating employee benefits packages comprising: (a) defining total rewards package comprising: health care, pension, retirement plan, vacation and sick leave, annual employee bonuses, long-term incentives and employee pay; (b) conducting an employee survey, compiling and storing the results; (c) analyzing... http://www.freshpatents.com/-dt20130613ptan20130151431.php Mon, 17 Jun 2013 13:44:41 -0700 An example system for managing professional development plans may include a plan management module for receiving data representing a development plan for one or more users and an achievement module. The achievement module may determine one or more achievements associated with the development plan and may provide the one or... http://www.freshpatents.com/-dt20130613ptan20130151433.php Mon, 17 Jun 2013 13:44:41 -0700 The present invention provides a computerized processing method and system for managing charitable donations and providing a giving lifecycle for the donor. The method and system includes granting a donor electronic access to a giving account, wherein the giving account includes a plurality of donation funds. The method and system... http://www.freshpatents.com/-dt20130613ptan20130151432.php Mon, 17 Jun 2013 13:44:41 -0700 A system, method, and computer-readable storage medium for allocating one or more charitable resources are disclosed for obtaining a charitable need request and validating the charitable need request by approving or denying the request based on information known about the request and the person/entity submitting the request. The charitable need... http://www.freshpatents.com/-dt20130613ptan20130151434.php Mon, 17 Jun 2013 13:44:41 -0700 A system and method for verifying receipt of a postal mail item mailed by a sender of the postal mail item is presented. Method detects whether a conductive material inside the parcel has been opened or not. The conductive material is a trace routed around the mail item in a... http://www.freshpatents.com/-dt20130613ptan20130151435.php Mon, 17 Jun 2013 13:44:41 -0700 scanning radially around the geographic centre to determine the sparsest or densest region of sites and selecting a starting point in this region; and progressing from the starting point radially around the geographic centre aggregating sites into partitions with a maximum of the threshold number of shipments in a partition.... http://www.freshpatents.com/-dt20130613ptan20130151436.php Mon, 17 Jun 2013 13:44:41 -0700 Systems and methods are disclosed for providing personalized delivery services by a carrier providing a package delivery service. For example, a consignee may indicate a delivery preference to be applied to delivery of a package, such as indicating a specific location where the package is to be left upon delivery,...