http://www.freshpatents.com/Data-processing--financial-business-practice-management-or-cost-price-determination-dtnewntc705.php USPTO Class 705 - Data processing: financial, business practice, management, or cost/price determination en-us Tue, 18 Aug 2009 23:30:46 -0700 1000 Wednesday Thursday Friday Saturday Sunday 141 31 http://www.freshpatents.com/index.php?rss=true http://www.freshpatents.com/images/freshpatentsnav_rss.gif http://www.freshpatents.com/Business-unit-outsourcing-model-dt20090813ptan20090204416.php Tue, 18 Aug 2009 23:30:46 -0700 Tools for configuring enterprise applications. In an aspect, an enterprise application can be configured to account for relationships between multiple business units within an enterprise, including without limitation relationships between the business functions provided by various business units. In another aspect, the disclosed tools provide a framework for identifying and/or... http://www.freshpatents.com/Computerized-system-for-demonstrating-a-fair-settlement-proposal-dt20090813ptan20090204418.php Tue, 18 Aug 2009 23:30:46 -0700 The invention that is the subject of this Disclosure consists of a computerized method whereby a party that is involved in a dispute can either secure a resolution of that dispute on terms that that party deems to be acceptable or be in a position to easily and credibly demonstrate... http://www.freshpatents.com/Method-and-system-to-enable-in-context-pre-meeting-dialogue-and-collaboration-among-invitees-dt20090813ptan20090204414.php Tue, 18 Aug 2009 23:30:46 -0700 An embodiment of this invention enables in-context pre-meeting dialogue and collaboration among invitees and participants of meeting or event, using tools such as calendar products. An embodiment allows the invitees to send their responses on a meeting invite to other invitees and not limit or restrict the responses only to... http://www.freshpatents.com/Purification-of-oil-field-production-water-for-beneficial-use-dt20090813ptan20090204419.php Tue, 18 Aug 2009 23:30:46 -0700 A method for generating new water with attached water rights comprising identifying a source of production water and treating the water in appropriate ways to provide water appropriate for beneficial use such as agriculture, irrigation, industrial or municipal or potable applications. Appropriate permits are obtained to create the new water... http://www.freshpatents.com/System-and-method-for-product-recall-notification-dt20090813ptan20090204415.php Tue, 18 Aug 2009 23:30:46 -0700 A method for checking the recall status of a product. The method includes receiving product identification data in a data processing system by scanning a product. The method also includes storing the product identification data and checking the product identification data against a recall database. The method also includes determining... http://www.freshpatents.com/System-and-method-for-toy-adoption-and-marketing-dt20090813ptan20090204420.php Tue, 18 Aug 2009 23:30:46 -0700 A method for providing a virtual world presentation includes registering a first product on a computer system; registering a user on the computer system and associating that user with a user ID; responsive to registering the first product, displaying a virtual representation of the first product on the computer system;... http://www.freshpatents.com/System-for-product-authentication-using-covert-codes-dt20090813ptan20090204417.php Tue, 18 Aug 2009 23:30:46 -0700 An authentication system enabling a customer to verify the authenticity of a product in a foolproof, secure and simple manner. plurality of secret sets of numbers is generated, each set comprising a challenge portion and a response portion. These sets are stored on a remote server. Each set is associated... http://www.freshpatents.com/Adaptable-compositions-of-health-information-dt20090813ptan20090204427.php Tue, 18 Aug 2009 23:30:46 -0700 The adaptable compositions of information and data on health, health-care and health-care services generate by physicians and enable by an innovative computer program and software to increase physicians' efficiency of information and data management.... http://www.freshpatents.com/Apparatus-and-methods-for-determining-and-processing-medical-outcomes-dt20090813ptan20090204430.php Tue, 18 Aug 2009 23:30:46 -0700 A data processing system is provided for determining clinical outcomes of medical data gathered by the system. The system can allow a person to define a medical study and can then administer the medical study and can collect and analyze data from potentially geographically diverse doctors, patients and other people... http://www.freshpatents.com/Computerized-system-and-method-for-generating-an-immunization-schedule-in-a-healthcare-environment-dt20090813ptan20090204425.php Tue, 18 Aug 2009 23:30:46 -0700 A computerized method and system for generation an immunization schedule for a person in healthcare environment is provided. The system receives a request for an immunization schedule for a person and obtains information from an electronic medical record of the person stored within a comprehensive healthcare system. The system obtains... http://www.freshpatents.com/Electronic-health-record-touch-screen-form-entry-method-dt20090813ptan20090204421.php Tue, 18 Aug 2009 23:30:46 -0700 A computer implemented system and method allow users to create and edit electronic health records with the use of touch screen monitors, such that complex forms are managed by a user-friendly graphic user interface. The graphic user interface includes collapsible menus that enable the management of the complex hierarchical structure... http://www.freshpatents.com/Method-and-article-of-manufacture-for-performing-clinical-trial-budget-analysis-dt20090813ptan20090204431.php Tue, 18 Aug 2009 23:30:46 -0700 An electronic method is provided of analyzing budgets for clinical trials. A clinical trial budget is entered into a processor. The budget includes activities and associated activity costs. The activities are classified into a set of standardized service categories. The processor then electronically allocates the associated activity costs with the... http://www.freshpatents.com/Method-and-system-for-creating-a-network-of-medical-image-reading-professionals-dt20090813ptan20090204426.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system is provided for creating a network of medical image reading professionals who are highly skilled and proficient at reading and interpreting medical images. By creating such a network of medical image reading professionals, misdiagnoses can be dramatically reduced, thereby improving patient outcomes, reducing patient suffering and... http://www.freshpatents.com/Method-and-system-for-distributing-information-between-patients-health-care-providers-caregivers-and-payors-dt20090813ptan20090204424.php Tue, 18 Aug 2009 23:30:46 -0700 A computer-implemented method and system of distributing medical information in real time populates a network database with information on disease indications and on therapeutic products, such as natural history of disease and benefit-risk considerations; categorizes the information; displays the information and notifies of the categorization of information.... http://www.freshpatents.com/Occupational-health-data-system-and-method-dt20090813ptan20090204428.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for employee life cycle management collects occupational health data from a plurality of diverse occupational health data sources for a plurality of employees, stores the collected data in a central database, processes the data to generate employee life cycle data, stores the employee life cycle management... http://www.freshpatents.com/Occupational-health-data-system-and-method-dt20090813ptan20090204429.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for employee life cycle management collects occupational health data from a plurality of diverse occupational health data sources for a plurality of employees, stores the collected data in a central database, processes the data to generate employee life cycle data, stores the employee life cycle management... http://www.freshpatents.com/System-and-method-for-remotely-updating-a-health-station-dt20090813ptan20090204422.php Tue, 18 Aug 2009 23:30:46 -0700 A method for remotely updating a health station is presented in one example embodiment. The method includes establishing one or more communication sessions between one or more health stations and a web server. The method includes receiving, at the one or more health stations, a user interface from the web... http://www.freshpatents.com/Wound-care-treatment-service-using-automatic-wound-dressing-fabricator-dt20090813ptan20090204423.php Tue, 18 Aug 2009 23:30:46 -0700 A method and/or system allowing patients to receive consistent, effective and convenient reliable wound care by applying customized wound dressings fabricated at automatic wound dressing fabricators deployed in medical facilities. Wound dressing specifications are generated with the aid of a computer-based configuration algorithm based on characteristics of the wounds. The... http://www.freshpatents.com/Apparatus-and-method-for-managing-electronic-medical-records-embedded-with-decision-support-tools-dt20090813ptan20090204439.php Tue, 18 Aug 2009 23:30:46 -0700 An apparatus and a method are provided for managing health care information. The apparatus includes a receiver configured to receive health care data from information sources, and a processor configured to assign pre-specified content and context to each datum of the received health care data to structure the received health... http://www.freshpatents.com/Client-encounter-electronic-data-research-record-systems-and-methods-dt20090813ptan20090204438.php Tue, 18 Aug 2009 23:30:46 -0700 A client encounter electronic research record system, method, and computer product includes pre-populated, research specific templates, selective, specialty-specific master databases, qualitative and quantitative specific databases and templates to achieve comprehensive, accurate and compliant research/efficacy documentation that captures client data concurrently with the client encounter session. The system is enabled for... http://www.freshpatents.com/Healthcare-tracking-dt20090813ptan20090204434.php Tue, 18 Aug 2009 23:30:46 -0700 A computer-implemented method is disclosed. The method includes obtaining location-time data automatically generated by a mobile electronic device associated with a healthcare provider, correlating the location-time data with a location of a healthcare patient, and using the location-time data to bill for care of the healthcare patient by the healthcare... http://www.freshpatents.com/Method-and-system-for-managing-medical-professionals-dt20090813ptan20090204436.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for improving medical care through tracking reported findings or diagnoses of patient medical conditions and feeding back actual medical conditions and patient medical condition outcomes to determine accuracy of the reported findings. By feeding back the actual medical conditions and patient medical condition outcomes, a quantitative... http://www.freshpatents.com/Method-for-writing-medical-prescriptions-storing-and-accessing-patient-medical-records-with-improved-portability-and-improved-patient-data-security-using-a-usb-dongle-device-dt20090813ptan20090204433.php Tue, 18 Aug 2009 23:30:46 -0700 A method for writing medical prescriptions, answering prescription refill requests, and managing patient medical records using a portable USB dongle device that contains patient records and software for writing prescriptions, answering prescription refill requests, and accessing and updating the patient records all in a secure manner. The portable USB dongle... http://www.freshpatents.com/Physicians--safety-terminal-dt20090813ptan20090204432.php Tue, 18 Aug 2009 23:30:46 -0700 The Physicians' Safety Terminal, PST, uses a computer download of the physician's desk reference, PDR, or similar data as one source of reference input. The other primary source of data input is the patient's medical profile. The PST automatically calculates the perceived safety of each medication with the risk factor... http://www.freshpatents.com/System-and-method-for-collecting-organizing-and-presenting-research-oriented-medical-information-dt20090813ptan20090204440.php Tue, 18 Aug 2009 23:30:46 -0700 A method and computer program manages medical research study information and laboratory test result information. The program generates an interactive user interface with elements for setting up a study (702), managing study member information (704), managing patient information (706), receiving and displaying comments (708), and configuring data to be stored... http://www.freshpatents.com/System-and-method-for-improving-diagnoses-of-medical-image-reading-dt20090813ptan20090204437.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for improving diagnoses of patients may include accessing diagnostic information, prepared by a treating physician, of a medical condition of a patient from a third-party collector of the diagnostic information. Medical images associated with the medical condition of the patient may be accessed. At least a... http://www.freshpatents.com/System-for-automating-medical-imaging-diagnostic-service-delivery-dt20090813ptan20090204435.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method of automatically assigning diagnostic imaging centers, uploading diagnostic data, selecting and routing data to electronically connected reviewing physicians, on-line report generation and automatic billing is presented.... http://www.freshpatents.com/Benefit-management-dt20090813ptan20090204448.php Tue, 18 Aug 2009 23:30:46 -0700 Methods, devices and systems are provided for benefit management. One system includes a server including an application interface and access to a data store having one or more client files. A client file can include a definable set of business rules for managing and administering benefits and can include fund... http://www.freshpatents.com/Integrated-roof-wind-risk-mitigation-method-and-system-dt20090813ptan20090204443.php Tue, 18 Aug 2009 23:30:46 -0700 A method for mitigating risk in issuing wind only roof insurance comprising: receiving a request for the wind only roof insurance; determining if a roofing system complies with a predetermined set of parameters; and issuing the wind only roof insurance... http://www.freshpatents.com/Method-and-system-for-insurance-companies-contracting-with-and-paying-medical-image-reading-professionals-in-a-network-dt20090813ptan20090204445.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for insurance companies contracting with and paying medical image reading professionals in a medical image reading professionals network. The network may be independent of a medical facility and be arranged to have each of the medical image reading professionals may be an expert in reading medical... http://www.freshpatents.com/Method-and-system-for-mitigating-risk-in-issuing-insurance-dt20090813ptan20090204447.php Tue, 18 Aug 2009 23:30:46 -0700 A method for mitigating risk in issuing insurance comprising: submitting a request for the insurance; determining if a method, material, system or item complies with a predetermined set of parameters; and issuing the insurance, wherein the predetermined set of parameters is selected from the group consisting of: the installation of... http://www.freshpatents.com/Method-and-system-for-mitigating-risk-in-issuing-wind-only-insurance-dt20090813ptan20090204444.php Tue, 18 Aug 2009 23:30:46 -0700 A method for mitigating risk in issuing wind only insurance comprising: submitting a request for the wind only insurance; determining if a building complies with a predetermined set of parameters; if a compliant material was used in constructing the building, authorizing the request for wind only insurance; and issuing the... http://www.freshpatents.com/Method-of-valuation-of-life-settlements-and-optimizing-premium-financing-dt20090813ptan20090204442.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention proposes to integrate mortality table analysis and the future premium burden thereby creating a unit net asset value (“Unit NAV”) for investors holding a unit in the fund. A major component of Unit NAV in a viatical and life settlement transaction is the amount of expected premium... http://www.freshpatents.com/System-and-method-for-administering-dynamic-security-benefits-and-payments-dt20090813ptan20090204441.php Tue, 18 Aug 2009 23:30:46 -0700 Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his... http://www.freshpatents.com/Systems-and-methods-for-valuation-of-life-insurance-policies-dt20090813ptan20090204446.php Tue, 18 Aug 2009 23:30:46 -0700 Computer systems and a computer-implemented method for valuing a life insurance policy in which a policy valuation program stored on a computer readable medium includes a data collection module and a life expectancy adjustment module, and a policy valuation module. In operation, according to one embodiment, the policy valuation computer... http://www.freshpatents.com/Assigning-and-managing-patron-reservations-for-distributed-services-using-wireless-personal-communication-devices-dt20090813ptan20090204449.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for assigning and managing patron reservations to one or more of a plurality of attractions receive reservation requests at personal communication devices (PCDs). Reservation requests are transmitted to a computer associated with the selected attraction, which determines a proposed reservation time based on information describing the... http://www.freshpatents.com/System-and-method-for-selecting-and-reserving-rooms-at-a-venue-dt20090813ptan20090204451.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention relates to a system and method for selecting and reserving rooms at a venue. The system or method transmits information relating to a plurality of available individual rooms at a venue to an application running on a general purpose computer on the wide area network for display... http://www.freshpatents.com/System-and-method-for-selecting-and-reserving-time-slots-for-an-appointment-dt20090813ptan20090204450.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention relates to a system and method for selecting and reserving time slots for an appointment. The system or method transmits information relating to a plurality of available individual time slots for an appointment to an application running on a general purpose computer on the wide area network... http://www.freshpatents.com/Aircraft-flight-plan-optimization-for-minimizing-emissions-dt20090813ptan20090204453.php Tue, 18 Aug 2009 23:30:46 -0700 A computer implemented method, apparatus, and computer program product for performing flight planning to reduce an effect of emissions. A method is present for performing flight planning. A set of emissions data is identified for an aircraft for a plurality of route segments in a route as a function of... http://www.freshpatents.com/Life-cycle-management-system-for-intelligent-electronic-devices-dt20090813ptan20090204458.php Tue, 18 Aug 2009 23:30:46 -0700 This invention relates to the Life Cycle Management System for distributed Intelligent Electronic Devices (IED) starting from the design phase to the end of service phase. Hence, it caters to the needs from installation via engineering, installation/commissioning phases, until asset management and remote service support of the devices during the... http://www.freshpatents.com/Managing-a-multi-supplier-environment-dt20090813ptan20090204452.php Tue, 18 Aug 2009 23:30:46 -0700 The present disclosure is directed to a system and method for managing multi-supplier environment. In some implementations, a method includes identifying a supplier model configured to identify information for executing different aspects of the transaction associated with different enterprise departments and a primary supplier from a plurality of selectable third-party... http://www.freshpatents.com/Methods-for-directly-connecting-people-jobs-within-a-business-for-establishing-performance-based-compensation-dt20090813ptan20090204455.php Tue, 18 Aug 2009 23:30:46 -0700 Systems and methods for providing an automated system for directly connecting people, jobs, and/or departments within a business with business operational elements for establishing performance-based compensation to align compensation with activities that improve business efficiencies and profitability, including identifying areas of a business for implementing changes in processes, human resources,... http://www.freshpatents.com/Methods-for-identifying-areas-for-business-change-and-prioritization-based-upon-impact-using-diagrammatic-representations-of-business-systems-dt20090813ptan20090204456.php Tue, 18 Aug 2009 23:30:46 -0700 Systems and methods for providing an automated system for identifying areas of a business for implementing changes in processes, human resources, metrics, and systems, wherein the identification is provided based upon generating a visual representation of a business based on the energy and information systems of the business, and by... http://www.freshpatents.com/Online-hosted-customisable-merchant-directory-with-search-function-dt20090813ptan20090204454.php Tue, 18 Aug 2009 23:30:46 -0700 A method (400) and system (100) are described for providing an online hosted customisable searchable merchant directory over the Internet (101). The system (100) includes an Internet server (102) which provides storefront web page templates (1200). Merchants access the Internet server (102), though merchant computers (105n), to set up one... http://www.freshpatents.com/System-and-method-for-authenticating-a-user-of-multiple-computer-applications-networks-or-devices-using-a-wireless-device-dt20090813ptan20090204457.php Tue, 18 Aug 2009 23:30:46 -0700 An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in... http://www.freshpatents.com/Method-and-system-for-automatically-prioritizing-opportunity-based-customer-requirements-dt20090813ptan20090204459.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for automatically prioritizing a plurality of customer requirements. A request for fulfilling a product-modifying customer requirement is received. Prioritization data associated with the customer requirement is obtained. The prioritization data includes revenue opportunity sizes, time constraints, the request's age, and indications of whether the product requires... http://www.freshpatents.com/Method-and-system-for-workforce-optimization-dt20090813ptan20090204460.php Tue, 18 Aug 2009 23:30:46 -0700 A method, system and computer program product for workforce optimization in a service oriented industry, the method comprising planning and executing a business scheme which include providing as input business planning parameters relevant to the business scheme; developing a business plan to execute the business scheme based on the business... http://www.freshpatents.com/Method-and-system-for-workforce-optimization-dt20090813ptan20090204461.php Tue, 18 Aug 2009 23:30:46 -0700 A system for workforce optimization in a service oriented industry, the system comprising a workforce optimization unit configured for planning and executing a business scheme which include providing as input business planning parameters relevant to the business scheme; developing a business plan to execute the business scheme based on the... http://www.freshpatents.com/Method-tool-and-system-for-analyzing-a-project-dt20090813ptan20090204463.php Tue, 18 Aug 2009 23:30:46 -0700 A tool for performing project management analysis on a project. Also disclosed are a system and a method of analyzing the project. The tool includes a project manager implemented to receive project data relating to a schedule, a discrete event simulator to create a model of the project using the... http://www.freshpatents.com/Trade-services-management-system-dt20090813ptan20090204462.php Tue, 18 Aug 2009 23:30:46 -0700 A system (and corresponding methodology) that supports trade services back office processing to enhance efficiency and productivity is provided. The system employs a unique consolidated screen layout that significantly improves the productivity of the users. Essentially, the system and page layout is composed of the following components: Queue Well, Activity... http://www.freshpatents.com/Electronic-device-and-method-for-determining-time-periods-for-meetings-dt20090813ptan20090204464.php Tue, 18 Aug 2009 23:30:46 -0700 A portable electronic device method of determining time periods for a meeting includes receiving an indication of at least two invitees for the meeting, obtaining calendar data for the invitees, determining free time periods for the invitees based on the calendar data, and creating a list of the free time... http://www.freshpatents.com/Internet-method-process-and-system-for-publication-and-evaluation-dt20090813ptan20090204469.php Tue, 18 Aug 2009 23:30:46 -0700 A technical method for evaluation, publication and distillation of information, such as scientific articles and other similar work, said method, process and system comprising at least the following technical process steps (1) an interactive online reviewing process of said information before it is published; (2) a publication process of said... http://www.freshpatents.com/Method-and-system-for-processing-web-based-invitational-messages-dt20090813ptan20090204468.php Tue, 18 Aug 2009 23:30:46 -0700 A computerized, web-based system and method allows users, or “members,” to create a system invitation, send a system invitation, update a system invitation, delete a system invitation, and to “pre-set” a system invitation for expiration. Further, the system and method allows members to receive a system invitation, and accept or... http://www.freshpatents.com/Multilevel-assignment-of-jobs-and-tasks-in-online-work-management-system-dt20090813ptan20090204470.php Tue, 18 Aug 2009 23:30:46 -0700 An online work management system provides a marketplace for multiple job owner and workers. The job owners provide a job description that defines task. The job description may be processed to generate task descriptions that may be published for workers' application. The task descriptions specify the qualification or restrictions for... http://www.freshpatents.com/Process-and-system-for-facilitating-communication-and-intergrating-communication-with-the-project-management-activities-in-a-collaborative-environment-dt20090813ptan20090204465.php Tue, 18 Aug 2009 23:30:46 -0700 The computer-enabled system and method is provided to digitally capture communication related to a project and analyze the captured communication to create and manage work items of the project in a collaborative environment. The invention can be used annotate portions of a digitally captured communication that relate to a potential... http://www.freshpatents.com/System-and-method-for-accessing-business-process-instances-through-mobile-devices-dt20090813ptan20090204467.php Tue, 18 Aug 2009 23:30:46 -0700 A BPM system is described for modeling, management and execution of business processes. A process designer component is used to graphically design a business process, which includes a set of activities linked by transitions. The business process is stored and executed using one or more engines. A mobile device can... http://www.freshpatents.com/Ticket-approval-system-for-and-method-of-performing-quality-control-in-field-service-applications-dt20090813ptan20090204466.php Tue, 18 Aug 2009 23:30:46 -0700 A ticket approval system and method of performing quality control in a field service application. The method includes obtaining a ticket, performing at least one task associated with the ticket, collecting data associated with at least one task, and transmitting the data to a work management server including database and... http://www.freshpatents.com/Trust-level-based-task-assignment-in-an-online-work-management-system-dt20090813ptan20090204471.php Tue, 18 Aug 2009 23:30:46 -0700 An online work management system provides a marketplace for multiple job owner and workers. The job owners provide a job description that defines task. The job description may be processed to generate task descriptions that may be published for workers' application. The task descriptions specify the qualification or restrictions for... http://www.freshpatents.com/Customized-health-beverage-system-dt20090813ptan20090204473.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for providing a customized health beverage system based on the preferences of a consumer. The customized health beverage system provides a flavor component list identifying a number of flavor components. The customized health beverage system also provides a health component list identifying a number of health... http://www.freshpatents.com/Determining-effectiveness-of-advertising-campaigns-dt20090813ptan20090204476.php Tue, 18 Aug 2009 23:30:46 -0700 An identifier associated with a client machine is accessed, and parameters that define a control group of client machines for a particular advertising campaign are accessed. The advertising campaign is associated with one or more standard advertisements. Whether the client machine is a member of the control group based on... http://www.freshpatents.com/Discovery-and-analytics-for-episodic-downloaded-media-dt20090813ptan20090204481.php Tue, 18 Aug 2009 23:30:46 -0700 Matching advertising information to media content/user combinations in which information and content are delivered to a user over a network is disclosed. Content providers and advertisers may find out about the offerings of one another as well as user profiles and preferences thereby facilitating agreement of ads with content and... http://www.freshpatents.com/Ink-cartridge-distribution-system-and-method-dt20090813ptan20090204477.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention is directed to a method and system of scheduling the delivery of printer cartridges to businesses that minimizes the number of cartridges that a business needs to stock and the likelihood that a printer will not have a compatible cartridge when it runs out of ink or... http://www.freshpatents.com/Media-markup-for-promotional-visual-content-dt20090813ptan20090204475.php Tue, 18 Aug 2009 23:30:46 -0700 A classification method and system for possible content alteration of a media work may include criteria regarding content that is feasible for alteration. Such criteria may be maintained in records that are accessible to an interested party. Some embodiments may include a record of primary authorization rights applicable to a... http://www.freshpatents.com/Method-and-system-for-managing-customer-relations-dt20090813ptan20090204472.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for managing customer relations by collaborating information for a group of various businesses with different or similar interests or that are complementary to one another. The businesses may even be in competition with one another. The system enables leveraging the overall information in a data collecting... http://www.freshpatents.com/Method-and-system-for-presenting-targeted-advertisements-dt20090813ptan20090204474.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method may add to a web page a similar-content module which may contain information related to the context of the web page, may look like a portion of the web page, and may lead to a jump page which presents information in the similar-content module in more... http://www.freshpatents.com/Reference-price-framework-dt20090813ptan20090204483.php Tue, 18 Aug 2009 23:30:46 -0700 A method of computer-assisted price modeling is provided, which uses a reference price to assist in evaluating discretionary pricing of transactional services provided (i) by a professional among his own transactions or (ii) by a target professional among others' transactions. A universe of pricing episode data is segmented into groupings... http://www.freshpatents.com/System-and-method-for-creating-an-in-store-media-network-using-traditional-media-metrics-dt20090813ptan20090204479.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for selling advertising may include operating an electronic display network operating in a retail store. The network may include electronic displays interspersed among product displays and arranged to present a shopper with each advertisement among multiple repeating advertisements a predicted number of multiple times as a... http://www.freshpatents.com/System-and-method-for-streamlining-social-media-marketing-dt20090813ptan20090204482.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for streamlining social media marketing continuous activities are provided for finding Potential Friends (PFs) on various social media avenues, gathering information about PFs' interests and activities on an going basis, creating attractive presences (APs) on various social media sites, befriending with PFs to turn them in... http://www.freshpatents.com/System-for-providing-businesses-with-intelligence-about-lost-sales-dt20090813ptan20090204480.php Tue, 18 Aug 2009 23:30:46 -0700 A system that makes it possible for a maker, distributor, or vendor of a product to survey those who purchase a competing product, allowing them to determine why they lost that sale. An auction system for determining which questions are posed to a purchaser is also disclosed.... http://www.freshpatents.com/Systems-and-methods-for-identifying-and-measuring-trends-in-consumer-content-demand-within-vertically-associated-websites-and-related-content-dt20090813ptan20090204478.php Tue, 18 Aug 2009 23:30:46 -0700 Embodiments of the invention can provide systems and methods for identifying and measuring trends in consumer content demand within a vertical network of websites and related content. In one embodiment, a method can include receiving, from a crawler, content from a plurality of webpages in at least one vertical. The... http://www.freshpatents.com/Biological-markers-predictive-of-rheumatoid-arthritis-response-to-b-cell-antagonists-dt20090813ptan20090204489.php Tue, 18 Aug 2009 23:30:46 -0700 Methods and assays examining expression of one or more biomarkers in a sample are provided for predicting or indicating the effectiveness of treatment of a rheumatoid arthritis (RA) patient with a B-cell antagonist. Methods are provided for identifying patients whose RA is likely to be responsive to anti-RA therapy using... http://www.freshpatents.com/Centralized-media-production-system-and-method-dt20090813ptan20090204497.php Tue, 18 Aug 2009 23:30:46 -0700 A centralized media production system and its method of use is described. Web services are utilized in order processing in an electronic commerce system and fulfillment requests in a vendor manufacturing system. An XML-formatted WSDL file is used for submitting order and fulfillment requests. This process and system provides a... http://www.freshpatents.com/Computer-system-and-computer-implemented-method-for-managing-funding-of-catastrophe-relief-efforts-dt20090813ptan20090204486.php Tue, 18 Aug 2009 23:30:46 -0700 For managing funding of catastrophe relief efforts, defined is a special purpose entity (1′) which offers a financial product linked to a charitable organization (3). A monetary donation is made (S1) to the charitable organization (3) for paying a premium assigned to the financial product. Capital payments are received (S4)... http://www.freshpatents.com/Delivering-entertainment-enhanced-content-related-advertisement-over-multimedia-networks-dt20090813ptan20090204488.php Tue, 18 Aug 2009 23:30:46 -0700 A computer implemented method, data processing system, and computer program product for delivering entertainment-enhanced content-related advertisement over multimedia networks This is done by implementing a dedicated data structure that serves as a vehicle between a mediator server and the users. The dedicated multimedia vehicle is loaded with entertaining content from... http://www.freshpatents.com/Digital-media-advertisement-system-and-method-dt20090813ptan20090204502.php Tue, 18 Aug 2009 23:30:46 -0700 Systems and methods are provided herein that provide for advertisement and promotion via digital media.... http://www.freshpatents.com/Electronic-incentive-distribution-system-dt20090813ptan20090204499.php Tue, 18 Aug 2009 23:30:46 -0700 Product incentive distribution systems and methods are disclosed. One such system includes a product incentive distribution unit placed at a retail location in association with a product and configured to electronically receive product incentives. The product incentive distribution unit includes a display configured to display product information and product incentive... http://www.freshpatents.com/Government-targeted-spending-stimulus-card-system-program-product-and-computer-implemented-methods-dt20090813ptan20090204498.php Tue, 18 Aug 2009 23:30:46 -0700 Embodiments of the present invention, for example, provide a government stimulus card being issued and managed by a bank and using an open payment network for purchase authorization and payments. The embodiments provide flexibility in the funding of stimulus programs, including no upfront payments by the government and letters of... http://www.freshpatents.com/Method-and-system-to-manage-multiple-party-rewards-using-a-single-account-and-artificial-intelligence-dt20090813ptan20090204496.php Tue, 18 Aug 2009 23:30:46 -0700 A system for managing an account having at least one sub-account, including: a memory element, a processor, and an interface element for at least one specially programmed general-purpose computer. The memory element stores a transaction history for the account, an incentive previously offered to the account, and an artificial intelligence... http://www.freshpatents.com/Method-of-advertising-dt20090813ptan20090204495.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention comprises a method for advertising a product comprising the selection of an updatable venture comprising updatable parameters; one or more parametric interrelationships which give, upon operating on at least one of said updatable parameters, one or more resultant values; wherein at least one of said parameters is... http://www.freshpatents.com/Method-of-displaying-targeted-digital-electronic-advertising-using-global-positioning-system--gps--coordinates-and-associated-demographic-data-dt20090813ptan20090204484.php Tue, 18 Aug 2009 23:30:46 -0700 This invention describes a system for displaying targeted digital electronic advertising on mobile display systems based upon GPS coordinates and demographic data correlated to those GPS coordinates and current time. The display can “intelligently” download and project relevant and targeted advertising based upon (1) the displays known location, (2) current... http://www.freshpatents.com/Online-food-ordering-system-and-method-dt20090813ptan20090204492.php Tue, 18 Aug 2009 23:30:46 -0700 Restaurants register for an online food ordering system and method to have their menus presented on the online system. Registration is accomplished by payment of a fixed registration fee. A merchant account is created for each restaurant. The merchant account is associated with a unique account key that includes a... http://www.freshpatents.com/Online-marketplace-for-sale-of-discounted-stated-value-vouchers-redeemable-by-vendors-dt20090813ptan20090204500.php Tue, 18 Aug 2009 23:30:46 -0700 A marketplace server computer for sale of stated value vouchers via an online marketplace. The vouchers are presented in a particular manner allowing for effective inventory management using rule-based approval of sales. The method involves receiving a vendor's commitment to sell vouchers, and maintaining a website for displaying a for-sale... http://www.freshpatents.com/Online-professional-development-system-and-virtual-manager-for-performance-artists-dt20090813ptan20090204490.php Tue, 18 Aug 2009 23:30:46 -0700 A system for online artist promotion comprises an artist interface, a broadcast application, an industry interface and a virtual manager. The artist interface allows artist to input artist histories and artist biographies, and to upload multimedia performances. The broadcast application allows the system to broadcast the multimedia performances. The industry... http://www.freshpatents.com/Online-professional-development-system-and-virtual-manager-for-performance-artists-dt20090813ptan20090204491.php Tue, 18 Aug 2009 23:30:46 -0700 A professional development system comprises a user interface, a provider interface, a plurality of development steps and a navigational tool. The user interface allows a user to input a user history and a professional goal. The provider interface allows service providers to input service descriptions and professional advice. The navigational... http://www.freshpatents.com/System-and-method-for-displaying-partial-advertising-data-during-trick-play-dt20090813ptan20090204487.php Tue, 18 Aug 2009 23:30:46 -0700 A method is disclosed including but not limited to initiating a trick play command having a trick play duration at the end user device during replay of video data an end user device main display; presenting an advertising data item having an advertising duration during execution of the trick play... http://www.freshpatents.com/System-and-method-for-providing-advertisements-in-iptv-service-dt20090813ptan20090204493.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for providing advertisements in Internet Protocol Television (IPTV) service are provided. The system includes a content server that stores content data; an advertisement server that stores advertisement data; a tag server that collects tag information input from a plurality of users, creates and updates a tag... http://www.freshpatents.com/System-and-method-of-marketing-beauty-products-dt20090813ptan20090204501.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention relates to a system and method of marketing beauty products, and more particularly to a system and method of marketing beauty products to male customers in a male-frequented setting. In one embodiment, the method includes obtaining a display having advertising space for beauty products, locating the display... http://www.freshpatents.com/Systems-and-methods-for-selling-and-displaying-advertisements-over-a-network-dt20090813ptan20090204485.php Tue, 18 Aug 2009 23:30:46 -0700 Systems and methods are provided for selling one or more advertisements and displaying the one or more advertisements a fixed placement for a set duration of time on a web page within an Internet website in combination with displaying advertisements from the same advertiser in contextually relevant locations within the... http://www.freshpatents.com/Technique-for-eliminating-fraudulent-use-of-printed-coupons-dt20090813ptan20090204494.php Tue, 18 Aug 2009 23:30:46 -0700 A method for redeeming coupons, comprising the steps of storing on an electronic device an electronic coupon having encrypted data and unencrypted data, wherein the encrypted data is required for printing the coupon; reading data stored on the portable electronic device at purchase location, and comparing the unencrypted data with... http://www.freshpatents.com/Methods-and-systems-for-establishing-investment-accounts-associated-with-presentation-instruments-dt20090813ptan20090204503.php Tue, 18 Aug 2009 23:30:46 -0700 This disclosure describes, generally, methods and systems for establishing an investment account associated with a presentation instrument. In one embodiment, the method includes providing a presentation instrument with an associated account identifier. The method further includes establishing an investment account with an associated account identifier. The method associates the presentation... http://www.freshpatents.com/Method-and-system-for-pausing-migrating-and-restarting-retail-point-of-sale-transactions-dt20090813ptan20090204504.php Tue, 18 Aug 2009 23:30:46 -0700 A computer implemented method, data processing system, and computer program product for managing transactions on point-of-sale terminals comprising a peer-to-peer network in a retail data processing system. A purchase transaction for a customer is initiated on a point-of-sale terminal in the system. Responsive to receiving a first input from a... http://www.freshpatents.com/Method-for-creating-a-sales-slip-dt20090813ptan20090204505.php Tue, 18 Aug 2009 23:30:46 -0700 In response to inputting order, a sales slip processor issues a sales slip with a slip code and a table code of a table at which the order is accepted, and stores order data in a sales holding file. In order to balance or rewrite sales slips, an operator inputs... http://www.freshpatents.com/E-commerce-system-and-method-dt20090813ptan20090204506.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention provides a subsystem that guarantees quality, safety, or environmental performance of the commodities. The subsystem is provided with a database that stores numerical characteristics that characterize regulations, standards, or required specifications regarding the quality, safety, or environmental performance of the commodities in the e-commerce transaction, and the... http://www.freshpatents.com/Method-and-system-for-discovering-and-generating-an-insight-via-a-network-dt20090813ptan20090204507.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system (60, 70, 80, 90, 100, 110, 120) for discovering and generating a new insight via a network. An user intentionally enters a piece of data, information, or knowledge into a client system and sets its level of sharing. With no further action by the user the... http://www.freshpatents.com/Storage-medium-for-storing-a-program-for-executing-the-product-purchasing-method-and-a-server-used-therefor-dt20090813ptan20090204509.php Tue, 18 Aug 2009 23:30:46 -0700 A product purchase system using a network comprises a server 2 connected to a network 1, a database 5 included in the server 2 for storing order sheet data for each user, means connected to the network 1 for updating the order sheet data via the network 1, means for... http://www.freshpatents.com/System-and-method-for-providing-a-price-quotation-for-a-transportation-service-providing-equipment-selection-capability-dt20090813ptan20090204508.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for computing the price for shipping goods. The method includes causing a computer to deliver first information to a user prompting the user to enter at the computer information about a rail transportation service for shipment of goods by one or more railcars. Information about a... http://www.freshpatents.com/System-and-method-for-distributing-targeted-content-dt20090813ptan20090204511.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for distributing target content, i.e. advertising or promotional material, are disclosed. A user takes a photograph of an image meeting predefined criteria. Image data defining the photograph is extracted and transmitted to a server where the image data is matched with corresponding image data relating to... http://www.freshpatents.com/System-and-method-for-paying-charge-of-internet-item-using-request-of-gift-in-mobile-configuration-dt20090813ptan20090204510.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention relates to wireless payment system and method in a mobile environment in which a sender makes a gift request for an internet item to a receiver using an MMS message and the sender is provided with the item according to payment of the receiver. The wireless payment... http://www.freshpatents.com/Method-and-system-for-determining-a-restocking-state-of-a-product-dt20090813ptan20090204512.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention is directed to a method and system for determining a restocking state of a product in a retail store. A method in accordance with an embodiment includes: acquiring an image of a current state of a product at an assigned shelf location; determining a remaining number of... http://www.freshpatents.com/Point-of-care-inventory-management-system-and-method-dt20090813ptan20090204513.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method are disclosed for controlling an inventory of point-of-care diagnostic devices. The inventory includes a main inventory and at least one subinventory. Each device has an ambient temperature shelf life. Data associated with the devices is entered, including: the current quantity and predetermined minimum quantity of devices... http://www.freshpatents.com/Systems-methods-and-media-for-managing-shared-inventory-in-a-virtual-universe-dt20090813ptan20090204514.php Tue, 18 Aug 2009 23:30:46 -0700 Generally speaking, systems, methods and media for managing shared inventory in a virtual universe are disclosed. Embodiments of the method may include receiving notification of a user session being established between a user and a virtual universe simulator. The method may also include accessing a list of shared inventory items... http://www.freshpatents.com/Accounting-data-retrieval-method-and-system-dt20090813ptan20090204516.php Tue, 18 Aug 2009 23:30:46 -0700 An accounting method and system. The method includes determining by a computing system, that a second entity is dependent on a first entity for a specified time period. The computing system generates a first list comprising initially allowable purchase types list for items available for purchase by a user. The... http://www.freshpatents.com/Intercompany-accounting-data-analytics-dt20090813ptan20090204517.php Tue, 18 Aug 2009 23:30:46 -0700 Methods and apparatuses enable finding and resolving intercompany (I/C) transaction issues in accounting data for a corporate enterprise. A data management tool receives general ledger data that defines intercompany account balances for multiple business entities of the corporate enterprise. The data management tool identifies a trading relationship and a currency... http://www.freshpatents.com/Intercompany-transactions-elimination-system-dt20090813ptan20090204515.php Tue, 18 Aug 2009 23:30:46 -0700 A financial computer system at a holding company receives an approval of an intercompany transaction between two related subsidiary entities. The system generates an eliminating entry for the intercompany transaction at the time and every time it receives an approval, thereby providing timely and accurate financial information for the holding... http://www.freshpatents.com/Method-and-system-for-generating-account-reconciliation-data-dt20090813ptan20090204519.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for providing information regarding a customer account are provided. The customer account includes a plurality of entries, each entry being indicative of a request for payment where the request for payment is being issued by a biller entity to a customer entity. A payment record including... http://www.freshpatents.com/System-for-electronically-implementing-a-business-transaction-between-a-payee-and-a-payor-dt20090813ptan20090204518.php Tue, 18 Aug 2009 23:30:46 -0700 A system for electronic implementation of a business transaction between parties thereto is disclosed. The system comprises an operably inter-connectable network which includes a transaction processing unit of a payor selected financial service provider, a transaction processing unit of a payee selected financial service provider, a payor input/output unit operably... http://www.freshpatents.com/Bar-coded-bill-payment-system-and-method-dt20090813ptan20090204522.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for payment is provided, wherein consumers pay their bills at supermarkets, large retail chain, or other stores and receive immediate credit from billers for their payments. Payments are made using a bar code printed on the bill or sent to the consumer, e.g. by fax or... http://www.freshpatents.com/Method-and-apparatus-for-facilitating-online-payment-transactions-in-a-network-based-transaction-facility-using-multiple-payment-instruments-dt20090813ptan20090204523.php Tue, 18 Aug 2009 23:30:46 -0700 A method and apparatus for facilitating online payment transactions between participants in a network-based transaction facility are described. In one embodiment, user interface information is communicated to a first participant via a communications network. The user interface information identifies various payment instruments available for processing online payment transactions in the... http://www.freshpatents.com/Method-and-system-for-enabling-charging-of-non-charging-controlled-services-dt20090813ptan20090204520.php Tue, 18 Aug 2009 23:30:46 -0700 A method and apparatus for charging control of service usage in an electronic communications system. An invocation of charging control is received from a service client for service usage by a user. Charging related data and rules checked for the user and it is determined whether the session should be... http://www.freshpatents.com/Method-of-and-system-for-web-based-managing-and-reporting-mortgage-transactions-dt20090813ptan20090204521.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for web-based mortgage/loan reporting and management are provided. A electronic mortgage is created. The mortgage is reported to parties involved. A funds request can be sent to a funding party such as a financial institutions. When a funding acknowledgement has been received a final mortgage report... http://www.freshpatents.com/Advanced-budget-bill-control-system-for-end-users-dt20090813ptan20090204529.php Tue, 18 Aug 2009 23:30:46 -0700 A system and method for allowing a consumer of a commodity to set the parameters of a budget bill calculation system via an interactive user interface. The parameters are intended to help consumers control their budget bill calculations, payment structure, true-up factors and other aspects of their budget bills. Budget... http://www.freshpatents.com/Bar-coded-monetary-transaction-system-and-method-dt20090813ptan20090204530.php Tue, 18 Aug 2009 23:30:46 -0700 An improved financial transaction device comprising bar-coded information incorporating one of a plurality of algorithmic signatures, the signature being configured to permit at least one party involved in a financial transaction to store pertinent data in a multi-organizational payment tracking database, wherein the signature comprises a payment tracking identifier capable... http://www.freshpatents.com/Currency-code-for-soft-earning-unit-dt20090813ptan20090204527.php Tue, 18 Aug 2009 23:30:46 -0700 Hard Currency is used as common denominator to value product and services. In the complete digital world, this common denominator can be dealt only in computing devices and we don't need hard currencies. Henceforth it is further referred as Soft Earning Unit(s) (SEU). The invention is intended for extending Currency... http://www.freshpatents.com/Financial-management-and-professional-referral-software-dt20090813ptan20090204531.php Tue, 18 Aug 2009 23:30:46 -0700 This invention relates generally to software, and more specifically, to systems and methods for providing financial management and professional referral software. In one embodiment, the invention includes a software application that performs the steps of establishing an account for an individual; accepting assets for the individual, the assets being associated... http://www.freshpatents.com/Method-and-system-for-utilizing-a-flexible-case-model-for-collections-dt20090813ptan20090204526.php Tue, 18 Aug 2009 23:30:46 -0700 A computer-implemented method and system for creating a flexible case model for use in managing collections of multiple accounts of a customer needing collection. Attributes are defined, each of the attributes including a data source, wherein the data source can be inherited or rolled up. Plural different entity models are... http://www.freshpatents.com/Payment-device-to-issuer-communication-via-authorization-request-dt20090813ptan20090204525.php Tue, 18 Aug 2009 23:30:46 -0700 A method includes receiving a transaction authorization request in a server computer. The transaction authorization request is for the purpose of authorizing a payment card account transaction. The method further includes parsing the discretionary data field defined in the transaction authorization request, to receive information regarding a payment device that... http://www.freshpatents.com/Security-system-dt20090813ptan20090204524.php Tue, 18 Aug 2009 23:30:46 -0700 A credit card scanning protection system configured to send an electronic message to the cardholder's mobile phone (or other electronic device) when the cardholder's card is used in a transaction. In the event the cardholder receives notice of an unauthorized transaction, the cardholder can immediately call the issuing authority and... http://www.freshpatents.com/System-and-method-for-facilitating-purchase-of-financial-investments-on-behalf-of-a-beneficiary-and-providing-interactive-investment-information-dt20090813ptan20090204528.php Tue, 18 Aug 2009 23:30:46 -0700 A system, method and software for facilitating the purchase of financial investments for the benefit of beneficiary and providing educational and entertaining interactive tools regarding same is disclosed. The system includes at least one database containing information regarding one or more financial instruments. The system further includes at least one... http://www.freshpatents.com/Method-and-system-for-executing-trades-in-a-user-preferred-security-dt20090813ptan20090204548.php Tue, 18 Aug 2009 23:30:46 -0700 A system for executing trades in a user preferred security is disclosed. The system comprises a server system (12) that is in communication with a client system (14), a security data source (26) and a trade execution location (30). The security data source (26) provides security data relating to a... http://www.freshpatents.com/Retirement-income-option-dt20090813ptan20090204549.php Tue, 18 Aug 2009 23:30:46 -0700 An option is provided to hedge against the risk of a reduction in retirement benefits or a change in the timing of when such benefits are received. The option may also be used to hedge against reductions in returns from Social Security and retirement savings plans. The option is standardized... http://www.freshpatents.com/Graphical-trading-interface-for-visualizing-stop-order-data-dt20090813ptan20090204532.php Tue, 18 Aug 2009 23:30:46 -0700 A computer-implemented method for visualizing trading data may be used together with a graphical user interface of a computer system. The method performs the displaying of a price range including graduated price levels for a tradable item. Data of a stop order is received and evaluated to determine price levels... http://www.freshpatents.com/Large-block-trading-dt20090813ptan20090204535.php Tue, 18 Aug 2009 23:30:46 -0700 Systems and methods for administering trade orders are described. An embodiment comprises receiving, from a first server operated by a first trader, a communication including a first trade order and one or more selection criteria, the first trade order including at least one of a specified instrument, a specified quantity,... http://www.freshpatents.com/Method-and-system-for-providing-order-routing-to-a-virtual-crowd-in-a-hybrid-trading-system-and-executing-an-entire-order-dt20090813ptan20090204534.php Tue, 18 Aug 2009 23:30:46 -0700 A method of providing orders to a virtual trading crowd in an exchange prior to automatically linking the order to an away market includes receiving a marketable order at the exchange, wherein the exchange price differs from a national best bid or offer (NBBO) price, routing the order to a... http://www.freshpatents.com/Methods-and-systems-for-network-loan-marketing-dt20090813ptan20090204536.php Tue, 18 Aug 2009 23:30:46 -0700 Methods and systems for trading financial products such as loans over a network such as the Internet that includes receiving information relating to the financial product offered for sale on behalf of a seller, making the information relating to the financial product available over the network, receiving a bid from... http://www.freshpatents.com/Stock-trading-limit-order-coupled-link--lock--dt20090813ptan20090204533.php Tue, 18 Aug 2009 23:30:46 -0700 This invention has the potential to generate very good return on investments from stocks that are conservative in movement. This invention will greatly benefit investors that do not have the time to constantly trade stock yet want to take advantage of normal price fluctuations. The Limit Order Coupled LinK (LOCK)... http://www.freshpatents.com/Payment-method-for-content-mobile-equipment-and-content-item-implementing-the-method-dt20090813ptan20090204537.php Tue, 18 Aug 2009 23:30:46 -0700 The invention relates to a payment method for content, e.g. a content item protected by a Digital Rights Management (DRM) scheme. The content item contains a payment directive that automatically invokes a payment procedure before the content item may be used. The payment directive specifies how to utilise payment methods... http://www.freshpatents.com/User-interface-and-system-including-same-dt20090813ptan20090204538.php Tue, 18 Aug 2009 23:30:46 -0700 A graphical user interface including a controller for redistributing funds between a first account and a second account. The controller includes a slidable element positionable over a fixed background element to define a first segment and a second segment of the background element. A length of the first segment is... http://www.freshpatents.com/Portable-electronic-financial-management-dt20090813ptan20090204539.php Tue, 18 Aug 2009 23:30:46 -0700 An electronic wallet stores information regarding credit, membership and other accounts. The information may be accessed to facilitate monetary and other transactions utilizing the various stored accounts. The transactions are stored such that accurate account balances are maintained by the electronic wallet. Security measures prevent unauthorized users from accessing account... http://www.freshpatents.com/Control-features-in-a-system-and-method-for-processing-checks-and-check-transactions-dt20090813ptan20090204540.php Tue, 18 Aug 2009 23:30:46 -0700 A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly... http://www.freshpatents.com/Preventing-unauthorized-modification-or-skipping-of-viewing-of-advertisements-within-content-dt20090813ptan20090204541.php Tue, 18 Aug 2009 23:30:46 -0700 A method, apparatus, and system are directed towards employing a chain of permission keys obtained during playing of advertisements within content to enable continued playing of the content. A sequence of encoded permission keys are generated with each encoded permission key, except a last permission key, incorporating a scrambling key... http://www.freshpatents.com/Privately-sharing-relying-party-reputation-with-information-card-selectors-dt20090813ptan20090204542.php Tue, 18 Aug 2009 23:30:46 -0700 A computer system accesses reputation information about a relying party. The reputation information can be stored locally or remotely (for example, at an identity provider or reputation service). A reputation information engine can be used to provide the reputation information to the user. The user can then use the reputation... http://www.freshpatents.com/System-and-method-of-selectively-distributing-media-content-to-a-consumer-and-preventing-the-unauthorized-sharing-of-media-content-dt20090813ptan20090204543.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention is a system and method of selectively distributing media content to consumers, the system comprising essentially of a USB-type storage device loaded with media content, a network and a user interface system. The method comprises essentially of providing a USB-type storage device loaded with media content, distributing... http://www.freshpatents.com/Activation-by-trust-delegation-dt20090813ptan20090204544.php Tue, 18 Aug 2009 23:30:46 -0700 A mechanism for delegating trust to activate a target program from the vendor (or its intermediary) to a customer (or its intermediary) using an issuance license. The customer may then activate using their own authentication implementation. Also, a method for formulating an issuance license that permits such delegation. Furthermore, a... http://www.freshpatents.com/Electronic-financial-transactions-dt20090813ptan20090204545.php Tue, 18 Aug 2009 23:30:46 -0700 A new electronic financial transaction (EFT) system is proposed, wherein the business logic of a transaction is defined at a location remote from a secure point of sale terminal, thus having a framework wherein the business logic can be easily customised or updated.... http://www.freshpatents.com/Electronic-payment-and-associated-systems-dt20090813ptan20090204546.php Tue, 18 Aug 2009 23:30:46 -0700 By linking together mobile telephony systems having small message service capacity and payment clearance systems such as those operated by banks and credit card companies, substantial facilitation of electronic payments may be achieved. Existing security systems designed to protect the mobile telephony system, for example SIM cards and optional encryption... http://www.freshpatents.com/Transaction-management-system-and-method-dt20090813ptan20090204547.php Tue, 18 Aug 2009 23:30:46 -0700 Within the program store the stored instructions comprise instructions for controlling the processor to (a) implement a buyer interface to receive a purchase inquiry from a buyer, the purchase inquiry comprising purchase criteria for a plurality of product and/or service requirements including timing and/or geographical relationships therebetween (b) output seller... http://www.freshpatents.com/Learning-based-method-for-estimating-costs-and-statistics-of-complex-operators-in-continuous-queries-dt20090813ptan20090204551.php Tue, 18 Aug 2009 23:30:46 -0700 A learning-based method for estimating costs or statistics of an operator in a continuous query includes a cost estimation model learning procedure and a model applying procedure. The model learning procedure builds a cost estimation model from training data, and the applying procedure uses the model to estimate the cost... http://www.freshpatents.com/Marketing-plan-for-social-change-and-resource-reallocation-through-the-sale-and-or-exchange-of-goods-and-services-dt20090813ptan20090204550.php Tue, 18 Aug 2009 23:30:46 -0700 A method and system for marketing goods/services based on the incomes of the suppliers of the goods/services and the purchasers of those goods/services. Those suppliers of the goods/services who have the least income will receive the most remuneration. Those suppliers of the goods/services who have the greater income will receive... http://www.freshpatents.com/Preparation-of-an-edible-product-from-dough-dt20090813ptan20090204552.php Tue, 18 Aug 2009 23:30:46 -0700 The present invention is directed to mold control and extended shelf life methods and compositions for preparing edible dough-based products, such as, for example, breads, by treating the surface of the dough used to prepare the edible product with at least one preservative and at least one pH adjusting agent...